How to see if it is illegal and untrustworthy after the deadline?
Many people didn't understand it at first and didn't plan their own funds well, which led to overdue later. Always listen to the bill collectors and say that they will not return illegal households or take high-speed trains.
So what is the evaluation standard of black household dishonesty? What has the greatest influence on our lives?
I'll teach you a few judgment methods: First, how to look at illegal households, print your own credit report, and see if there is # 34 according to your own credit record; Even three tired six # 34;
What is "three consecutive six"? It means that it has been overdue for three consecutive months, and the cumulative number of overdue times has exceeded six. This is the rule of black households! In this case, it is impossible to get a loan in the bank.
The second depends on whether there is any limit to height. Just can't be a high-speed rail plane, can't spend high, and so on. This situation is not a black household, it is called a faithless person. Also known as Lao Lai.
Isn't that what collectors want to vilify easily and just put on an old hat! It must be true that you have gone through legal proceedings and been sued. You have to wait until the sentence is passed.
It is also a kind of slander for many collectors to call Lao Lai casually, because from his point of view, he is like this. But many people don't have no money to pay back, but they really have an emergency and are really unable to pay back!
There are messages from friends who don't understand:
After the credit card was overdue, I was told that it was a black account. I had to freeze the bank card and not let me fly the high-speed rail. Is it true?/You don't say. /You don't say. How talented are they to do this? Only the court has this power.
Even if you really become a black account, your bank card may not be frozen, which is a misunderstanding of many people.
Black households freeze bank cards from the perspective of the central bank's credit information. Only through judicial procedures can the court have the right to freeze bank cards, and no third party or individual has this right.
Some of them are frozen because the payee has your ID card personal information, deliberately logged into the website and entered the wrong password continuously, or directly reported the personal information to the customer service to report the loss.
Don't think it can't be used, it must be frozen. It depends on whether your personal situation has gone through legal procedures, whether there is a judgment, and so on! If not, call the official number to verify the reason for the freeze.
In fact, everyone's overdue situation is different, and some of them really hold this lucky mentality and don't want to return it.
It's only a matter of time before you are prosecuted. Some people think they have no ability to pay back the money, so there is really no way. They can only know which step their situation will involve first. Don't let yourself be in panic and fright every day, and have no mood for work, etc.
What's more, paying back debts is not a matter of course for debt collectors. You have to see what money it is! Do you think it's natural to borrow 2000 yuan with interest of 900 for seven days? That was not the case.
Many people who can't repay their loans really can't make money. They earn money by scrimping and saving, but they don't enjoy it at all. They also paid the penalty interest and penalty interest, but it was still not enough to make up the pit.
Whether it is justified depends on whether the platform you borrowed is legal and whether there are unknown service fees and interest.
The threat of collectors depends on whether it is true or not. So don't have a lucky attitude of not paying back the money. Pay unreasonable money and don't have a mentality of not defending rights.
Both sides are equal. You should have borrowed money to pay back the money. So is his investment. If you want to earn interest, you have to bear the irrecoverable risks.
What do you think of this?