Jiaxing issued a document to rectify the property market, focusing on solving the problem of inadequate supervision of pre-sale funds.
Regarding the work objectives of this special action, the notice mentioned that it is necessary to carry out joint rectification of the real estate market order around the difficulties and pain points strongly reflected by the people, and strive to effectively curb illegal activities in the real estate field in about three years, constantly improve the supervision system, basically establish a supervision information system, and gradually form a working pattern in which departments work together. The real estate market order has improved significantly, complaints from the people have decreased significantly, and people's sense of acquisition, happiness and security has been continuously enhanced.
"Notice" requires that all relevant departments, in accordance with the division of responsibilities, conscientiously do a good job in rectifying and standardizing illegal acts in the real estate market.
Among them, the construction department took the lead in rectifying the real estate development that was not developed and constructed according to the construction drawing design documents; Failing to deliver the house on schedule as agreed in the house sales contract; Housing leakage, cracking, empty drum and other quality problems are outstanding; Not selling according to the approved pre-sale plan.
Housing transactions focus on rectification and release of false housing information; Hoarding property and housing; By changing the pre-sale contract and the purchase contract, speculating the undelivered commercial housing; Providing brokerage services for houses that do not meet the trading conditions, or concealing mortgage, seizure and other information that restricts housing transactions from buyers; Instruct and assist buyers to forge social security, tax payment, marriage, household registration and other certificates, and avoid real estate control policies such as restricting purchases and loans.
Housing rental key rectification housing rental enterprises (institutions) did not submit the opening report to start business without authorization; Failing to submit the relevant lease information truthfully and completely as required; There are high-risk business behaviors such as "AG low output" and "long income and short payment"; Deduct the rent deposit; Failing to handle the rent supervision as required.
In terms of property services, the focus is on rectifying the behavior of not providing services in accordance with the contents and standards agreed in the property service contract; Failing to publicize some information such as the owner's operating income and the use of maintenance funds. As required; Unauthorized use of some owners * * * to carry out business activities, embezzlement and misappropriation of some owners * * * operating income; Refusing to withdraw from the realty service project without justifiable reasons after the realty service contract is dissolved or terminated according to law.
The network information department took the lead in rectifying the problem that the network information platform in the field of housing leasing did not fulfill the responsibility of verifying the qualification of the information release subject.
Led by the public security department, we will focus on rectifying contract fraud and fraud in the real estate sector, as well as forced eviction of tenants by means of violence and threats in the housing leasing sector.
Natural resources and planning departments take the lead in rectifying the illegal construction of real estate development enterprises; Failing to build supporting facilities in accordance with the land planning conditions.
The market supervision department takes the lead in rectifying the publishing of false and illegal real estate advertisements in housing transactions, conducting false or misleading commercial propaganda, illegally charging advance payment, "tea fee" and other fees, and increasing prices in disguise. Infringe on the legitimate rights and interests of consumers by using unfair contract format clauses. Fabricating and spreading false information, hiring people to create the illusion of robbing houses, maliciously speculating, driving up housing prices and disrupting market order. Price violation and unfair competition in the real estate sector.
Local financial supervision departments take the lead in rectifying housing transactions, without obtaining relevant financial qualifications, and engage in real estate finance business by using equity crowdfunding platforms or other online platforms; Or have obtained relevant financial qualifications, but illegally carry out relevant financial business; Or illegal fund-raising in the real estate sector.
The tax department takes the lead in rectifying and assisting property buyers to illegally evade taxes and fees on house transactions.
The People's Bank of China took the lead in rectifying real estate development enterprises and failed to arrange for the due payment of debt financing instruments three months in advance; Real estate development enterprises illegally open commercial housing pre-sale fund accounts. The supervision of pre-sale funds of commercial housing is not in place. For commercial personal housing loans that purchase ordinary housing for the first time, the down payment ratio was not implemented as required.
Banking supervision departments take the lead in rectifying or assisting in obtaining non-personal housing loans such as "business loans" and "consumer loans" for purchasing houses; It is illegal to advance or disguise the down payment for real estate speculators by providing "down payment loan" or adopting "down payment installment"; And illegally carry out housing rental consumer loan business in the field of housing rental.