Advice from a 34-year-old divorced woman: Women must learn to save money. How important is money?

How important is money? This issue may be rarely considered when you are young, but as you grow older, people must become more and more realistic and pay more and more attention to money. If a small family does not have enough financial ability to support operations, then the so-called poor couple will feel sad, especially when a woman does not have money or the power to control money, it is actually difficult to get married. Effortless. Why do some couples get better and better, and their relationship gets better, while some couples gradually lose their relationship in the same place in the family, and even end up getting divorced? In it, money actually plays a very important role. There is money in the marriage, but there is no money, and the women's lives are completely different.

The following is the story of a 34-year-old divorced woman. Let’s take a look at this person’s experience in the past and hope that we can all get some inspiration from it and understand the importance of money in a marriage. The story of a 29-year-old divorced woman: I am a 34-year-old woman in a well-funded agency with a fixed monthly salary and no extra money. I am the happiest person that many of my colleagues in my family have ever met, not one of them. My husband and I got married right after graduation, and gave birth to a son in the first year of their marriage. Both parents are in good health, own real estate, and have savings. There are no conflicts between mother-in-law and daughter-in-law. The relationship between the siblings is good, and the relationship with the sister-in-law is also good. The son is cheerful and sensible, and his parents-in-law live in the same community. They pay great attention to small families and fertility issues. The family atmosphere is harmonious and the relationship between husband and wife is harmonious. As long as my husband is at home, I can basically do what I want without touching my fingers, he can do housework, and my son's study consultation is all-inclusive.

He takes care of his family, earns money, doesn’t bother me, loves me, respects me, he will give gifts and surprises on various festivals, they will date or accompany his son every Participate in outdoor activities on the weekends. In general, our family lives in a happy family with nothing to worry about, so the whole person looks very good, very young, and in his thirties, he looks like he is in his twenties. The turning point occurred two years ago. Affected by the epidemic, my husband's business has basically come to a standstill. To make matters worse, he trusted others and invested in two projects elsewhere. One of them lost hundreds of thousands of dollars. Leaving and another "big project" blocked almost all of our assets. I borrowed hundreds of thousands from a friend and 3 million from the bank, so the monthly interest almost used up my salary. But even so, the project keeps asking for money, and the repayment date for the bank loan is getting closer. From that moment on, my whole being was not good. I plan to sell an old house to close the loophole of this failed investment, but he is still reluctant because he thinks it is an ancestral property and cannot be sold.

Then I said I would sell the part where I lived and buy a smaller part with the extra money. He said it was too much torture and it would be shameless to let relatives and friends know. So we went from barely having any arguments, to almost three days of big arguments, to two days of minor arguments. Various financial pressures made him very grumpy, I also became very anxious, and the family atmosphere became very depressed. I began to pay attention to my son's study, and began to blame myself, feel depressed, and colleagues. Everyone said I suddenly looked a few years older. After a year of struggling, the pressure of debt was mounting. The family is already struggling to make ends meet. These people are still trying to guard the two only houses and are still investing in the project from bank money, with no expectation of making money, and the money is being spent coupled with bank loans at a rate that takes our breath away. Of course, the house belongs to the husband and the debt is borrowed from his own account. Without a suitable solution, the child is also about to take the college entrance examination. As a last resort, I filed for divorce and wanted to provide a quiet environment for my children. I didn't say anything about the money and he shouldered all the debt alone.

Since my income is not high, he promised to let me live in that old house with my children. I refused and took the child back to my home. Even though life would be better after divorce, I still couldn't give it up. If my husband decided to invest his money and I stopped him in time, our little family certainly wouldn't be like this. Neither parent touched him. Out of guilt, the mother-in-law gave the child 3,000 yuan a month as living expenses.

I started to be frugal and started thinking about how to save money quickly because I had experienced the lack of money and I started to know how to cherish money. Three thousand yuan is used to pay for family expenses and children's study expenses. Because it doesn't cost much to live in my parents' house, I save my salary every month. Two years after my divorce, I had saved a little over 200,000. The first step to a happy marriage is for a woman to learn to "save money"

I used to live a stable life without stress, so I didn't leave a way out for myself. I just realized how important having money in my hands is to a small family. In the future, in many places, children will spend a lot of money to go to college, work part-time, and marry their wives after graduation. I think I still have a long way to go. In this series of changes, what I am most grateful for is my job. At least she's stable. It gives me some security and a regular income so it doesn't confront me. Facing these accidents in life, I was too panicked. Money can solve most of the conflicts in life. The poor couple is very sad. This is a fact. Women are the feng shui and soul of a family. A woman's sum is money. She has a correct view of wealth and can save money, which will greatly improve the family's ability to resist risks.

On the one hand, women have a certain understanding of financial management, so when men spend money to invest, they can help check and not put their eggs in the same basket, and Avoid investment failure and return a liberating overnight stay. It's happened before. On the other hand, women are more conservative than men, save money and are less willing to spend it, and this money can be used as a foundation for small families to prevent risks. The child will be prepared for school in the future. If anything happens to the family, the money he has in hand can also meet immediate emergency needs. Don't believe it, there are too many trivial things about marriage and relationships, and every step of the way is inseparable from money. For a woman, the first step to a happy marriage is to learn to "save money" and keep the sum of money in her hands. No matter how good the relationship is, a woman must control at least part of the family finances. This is the bottom line that women should have in marriage and must maintain this bottom line. Many people may say that men say that I love spending money and I can't manage money well, so they don't let me care about money, which leads me to spend my own money. What should we do under the moonlight?

Then I suggest that you first establish a correct concept of wealth, understand some basic financial management knowledge, start from the concept of progress, and make yourself aware of financial management and family wealth planning. "Rich Dad, Poor Dad" by Japanese-American author Robert Kiyosaki is probably the best book on financial management. It has been at the top of the sales list for many years and its concept of wealth has influenced countless people. If a woman wants to run her own small family, she must know how to manage her family's property. She must read this book. Believe me, starting from this book "Rich Dad Poor Dad" and "Financial Intelligence", you will Can't stop. You can even further achieve financial freedom through it. I hope that every woman (such as Gu Jia in "Thirty Only") can have a long-term perspective and regard financial management as a lifelong career. Even though she is a woman, she can rely on her own strength. , protect your little family. As long as the small family has wealth and health, coupled with a good relationship between husband and wife, then the life of the family will at least not be worse. What do you think?