Detailed rules for buying a house in Shenzhen in 2020

In 2020, the detailed rules for buying a house in Shenzhen are different for each project. Take "Huaqiang City Garden (Phase I)" as an example, as follows:

1. Information required for subscription:

(1) Original and photocopy of the subscriber's ID card;

(2) Foreigners (including those from Hong Kong, Macao and Taiwan) are required to bring their passports or identity cards, and the original and photocopy of their passes;

(3) Foreigners must provide relevant certificates and labor contracts that have lived in Shenzhen for more than 1 year.

2. Subscription method:

(1) The subscriber selects the subscribed building, floor number and room number, and selects the corresponding payment;

(2) The subscriber is the owner of the real estate license, and the name of the owner must be determined before purchasing;

(3) The subscriber must pay the deposit by credit card;

(4) The subscriber signs the Shenzhen Real Estate Subscription and Related Documents with the above information and deposit receipt, and goes through the subsequent house purchase procedures according to the time specified in the Shenzhen Real Estate Subscription and Related Documents.

3. Precautions for mortgage:

Choosing a bank mortgage to buy a house must meet the following conditions:

(1) A natural person who has reached the age of 18, has full capacity for civil conduct and meets the conditions for bank loans;

(2) The sum of age and mortgage years, the male is no more than 65 years old and the female is no more than 60 years old (the loan ratio and loan years are subject to relevant bank policies and approval);

(3) Having a stable and lawful occupation and income source;

(4) Having assets/income certificates that meet the requirements of the bank, and having a good personal credit status;

(5) the tax payment certificate or social security certificate of Shenhu for more than 3 consecutive years;

(6) Non-Shenzhen household registration must provide a social security payment certificate or tax payment certificate list that has been in this city for more than 5 consecutive years.

The above is related to Shenzhen Integral Yaohao House Purchase 2020. I hope it will help everyone!