China Naming Network - Ziwei knowledge - 1.5 million yuan, what is the down payment for the house?
1.5 million yuan, what is the down payment for the house?
According to the down payment of 30% for the first suite, the down payment for a house of 1.5 million is at least about 450,000, but the monthly payment depends on the situation and will change according to the loan method, loan term, loan interest rate and repayment method.
For example, if you apply for a 30-year commercial loan, the loan interest rate is calculated at the benchmark interest rate of 4.9%, and the monthly repayment of principal and interest is 5572 yuan.
If the buyer is buying a new house, there are cooperative banks in the sales offices of most new houses. After signing the contract, the buyer can apply for a loan directly from the bank of the real estate contract, which can be regarded as saving the step of finding a bank.