What is the specific content of the 330 New Deal? What is the impact on property buyers?

The second-home commercial loan was reduced from the previous down payment of 70% to 40%.

2, business tax exemption for 5 to 2 years:

These policies can be said to be in response to the call of "supporting residents' self-occupation and improving housing demand" put forward by the Prime Minister during the two sessions, which is a great benefit for buyers with improved demand! Especially after the down payment ratio is reduced, 2 million houses can pay 600 thousand less down payment, which directly encourages everyone to change high-rise buildings and villas.

House prices may rise in the future, and buying a house before it rises is the best time. In particular, the investment ratio of high cost-effective villas such as Jiangshan House in Nanning has been comprehensively improved since April 15, and the value-added prospects are infinitely bright. Whether it is investment or self-occupation, it has played a promoting role after the 330 New Deal.

Extended data:

Repayment method:

According to the loan contract signed by the loan bank and the borrower, the borrower should repay the loan on a monthly basis in the month after the loan is issued. There are two specific ways, which are chosen by the borrower:

1, 1-20 repay the loan principal and interest in cash to the loan bank every month;

2. Entrust the loan bank to withhold and remit. The borrower and the loan bank sign a withholding repayment agreement and apply for a personal repayment savings card. The borrower can deposit the repayment amount for several months at one time, or deposit all the repayment amount in a nearby bank savings office before the 20th of each month, and the bank will directly deduct the loan principal and interest to be repaid from the borrower's savings account.

The borrower can repay all the loan principal and interest in advance, or repay part of the loan principal in advance.

1. Repay all the loan principal and interest in advance, and the lending bank will re-approve the remaining loan principal and interest of the borrower according to the actual days of loan occupation.

2. Repay part of the loan principal and interest in advance, and the loan bank recalculates the borrower's monthly repayment amount or loan term according to the remaining loan principal.

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