China Naming Network - Ziwei knowledge - Answers to the written contest questions of the 2010 "People's Insurance Company of China - National Disaster Prevention and Reduction Knowledge Competition"

Answers to the written contest questions of the 2010 "People's Insurance Company of China - National Disaster Prevention and Reduction Knowledge Competition"

2010 "People's Insurance Company of China - National Disaster Prevention and Mitigation Knowledge Competition"

Written Competition Questions

1. True or False Questions (1 point each, *** 40 questions)

1. Disasters refer to all natural or social events that have a devastating impact on the natural ecological environment, the material and spiritual civilization construction of human society, especially the safety of people's lives and property. ( )

2. When people encounter emergencies, if they understand the common sense of disaster self-rescue, maintain a good mental state, take self-rescue actions in a timely manner to protect themselves or successfully escape from the scene, they can often be rescued and avoid possible disasters. Casualties occur. ( )

3. Raising awareness of danger and popularizing basic knowledge of self-rescue and mutual rescue in disasters is the most effective, economical and safest way to respond to sudden natural disasters. ( )

4. Watching disaster movies and television programs has positive significance in raising awareness of disaster prevention and relief. ( )

5. After the main earthquake, when the school organizes students to evacuate, they must be in an orderly manner and use school bags to protect their heads. ( )

6. When you are buried in rubble, you can knock on the water pipe to seek help if possible. ( )

7. Post-disaster epidemic prevention work is of great significance in reducing disaster losses. ( )

8. When you find that the stream water in the valley is suddenly turbid, you should be alert to the danger of flash floods and flee the valley quickly. ( )

9. If there is no time to escape on the mountain during a flash flood, you can tie your body to a big tree with a rope. ( )

10. If there are obvious cracks on the hillside and they are widened and lengthened, this means that a landslide may occur. ( )

11. The destructive power of typhoons is mainly caused by three factors: strong winds, heavy rain and storm surge. ( )

12. The delta area at the mouth of a large river is the area with the most severe storm surge disasters. ( )

13. The 7.2 magnitude earthquake in Hanshin, Japan occurred on January 17, 1995. ( )

14. In 1998, severe floods occurred in the Yangtze River, Songhua River, and Huaihe River basins in my country. ( )

15. On April 14, 2010, a strong earthquake occurred in Yushu County, Qinghai Province, with a magnitude of 7.5 on the Richter scale. ( )

16. In 2005, Hurricane Katrina hit the United States and also caused serious damage to the southeastern coastal areas of our country. ( )

17. There are "three treasures" for construction safety, which are: safety helmets, safety belts and safety nets. ( )

18. If a fire breaks out in electrical equipment, use water to put it out in time. ( )

19. If an employee is injured or killed due to violation of safe operating procedures during the production process, it is not a work-related injury accident. ( )

20. When the person who gets an electric shock stops breathing and has no heart beating, artificial respiration and heart compression should be performed at the same time, and the two rescue operations should be carried out simultaneously. ( )

21. If there is thick smoke and you cannot walk upright to evacuate the fire scene, you can crawl close to the ground or wall, cover your mouth and nose with a wet mask or towel, and pass through the thick smoke. ( )

22. When the oil pan catches fire, the correct way to extinguish the fire is to slowly pour cold water along the wall of the pan to prevent splashing. ( )

23. If the TV accidentally catches fire, it can be covered with blankets or quilts, and people should stand directly in front of the TV. ( )

24. To control and eliminate the first fire in a timely manner, we mainly rely on the public security fire brigade. ( )

25. In order to avoid the liability for accident compensation, production and business units enter into "life and death contracts" with employees in labor contracts, which is illegal and invalid and is not protected by law. ( )

26. When an infectious disease breaks out or becomes popular, the State Council has the authority to conduct nationwide or cross-provincial, autonomous region, or municipality-level affairs, and the local people's governments at or above the county level have the authority to Urgently mobilize personnel or reserve materials within the administrative region, and temporarily requisition houses, transportation vehicles, and related facilities and equipment. ( )

27. HIV-infected people have no symptoms just like normal people, and can only be detected by testing HIV antibodies in the blood. ( )

28. The higher the concentration of the disinfectant, the better the disinfection effect. ( )

29. Most disinfectants are corrosive and irritating. Excessive disinfection times and excessive concentration of disinfectant will cause damage to the human body and the environment. ( )

30. Patients with suspected Category A infectious diseases should be isolated and treated in a designated place before a clear diagnosis is made. ( )

31. The most contagious period for people infected with SARS is 4 to 9 days after the disease. ( )

32. The main sources of rabies infection are warm-blooded animals such as sick or latently infected dogs, cats, domestic animals (pigs, cattle, horses) and wild animals.

( )

33. Meningococcal meningitis is a respiratory tract disease, so it cannot be spread by infants and young children through close contact such as hugging and breastfeeding. ( )

34. Frequently opening windows for ventilation can reduce the occurrence of respiratory diseases such as measles. ( )

35. The early symptoms of human infection with highly pathogenic avian influenza are similar to those of human influenza. ( )

36. Cold, excessive fatigue, malnutrition, and overeating are all conducive to the occurrence of bacillary dysentery. ( )

37. In December 1989, the 44th session of the United Nations General Assembly passed a resolution designating the second Wednesday in October each year as the International Day for Disaster Reduction. ( )

38. Houses requisitioned and occupied by relevant government departments, illegal buildings, dangerous buildings, illegally occupied properties, and properties in a dangerous state are covered by comprehensive household property insurance. ( )

39. Debris flow is an insurance liability covered by enterprise property insurance comprehensive insurance. ( )

40. If a non-commercial truck violates safe loading regulations and causes property damage to a third party in a traffic accident, its commercial third-party liability insurance will increase the deductible rate by 10% when paying compensation. ( )

2. Single-choice questions (1 point each, 40 questions. Among the alternatives for each question, only one is most consistent with the meaning of the question)

1. With the approval of the State Council, starting from 2009, May 12th of each year is ( ).

A. “National Disaster Prevention and Relief Day” B. “China Disaster Relief Day”

C. “National Disaster Prevention and Relief Day” D. “Disaster Prevention and Mitigation Day”

2. The National Comprehensive Coordination Office for Disaster Relief and Disaster Relief is located in ( ).

A. Ministry of Civil Affairs b. Ministry of Water Resources

C. Ministry of Agriculture D. Earthquake Bureau

3. The theme of the 2010 "Disaster Prevention and Reduction Day" is ( ).

A. "Reducing natural disasters and sustainable development" B. "Urbanization and disasters"

C. "Disaster reduction starts with the community" D. "Disaster reduction starts with the school"

4. The International Decade for Natural Disaster Reduction refers to ( ).

A. 1980~1990 B. 1990~2000

C. 2000~2010 D. 2010~2020

5. The 27th United Nations General Assembly decided to designate June 5th of each year as ( ).

A. Tree Planting Day b. Earth Day c. Environment Day D. Disaster Reduction Day

6. Outdoors, earthquake avoidance should be ( ).

A. It is safe outdoors and there is no need to take any shock-absorbing measures

B. Choose a spacious open area nearby for shock-absorbing operations

C. Next to the building Avoid earthquakes

D. Avoid earthquakes in crowded places

7. If you encounter an earthquake in the classroom upstairs, you should ( ).

A. Run downstairs immediately

B. Sit on your seat and call for help

C. Squat down in the corner of the classroom or next to the desk. Protect your head with both hands

D. Take the elevator downstairs immediately

8. To avoid shock outside the classroom, you should ( ).

A. Run home

B. Avoid the shock at a distance twice the height of the building

C. Run towards the teaching building and seek help from the teacher

D. Avoid shocks near the teaching building

9. To avoid shocks on the train, you should ( ).

A. Don’t wait for the train to stop, quickly open the window and jump out of the train

B. Quickly squat next to the seat and grab the steel tube of the seat

C . Find your luggage quickly to prevent it from being stolen

D. Organize everyone to jump out immediately

10. To rescue a drowning person, you should ().

A. After entering the water, contact the drowning person from the front

B. Regardless of whether you can swim or not, you must dive into the water to save people

C. Choose according to your own conditions The method of rescuing people is to find people and tools on the shore if you can't swim

D. Stay away from the water immediately

11. Feces and garbage in temporary residences in disaster areas should be ( ).

A. Put it into the tank and spray disinfectant

B. Pour it behind the house

C. Throw it into the nearby water Medium

D. No need to manage

12. Before the debris flow comes, there are ( ) signs.

A. The road is muddy after the rain

B. There is a thunderous sound in the valley after the heavy rain

C. The leaves on the mountain sway in the same direction

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D. Sunny

13. Heavy rain means the amount of rainfall in 24 hours is ( ).

A. >30 mm B. >40 mm C. >50 mm D. 50~99.9 mm

14. Every year ( ) is the period when major rivers in my country are most prone to floods, which puts great pressure on flood prevention and disaster reduction work.

A. March to May B. April to November C. May to September D. October to December

15. The destructive power of a tornado is not only due to its strong wind speed, but also due to it ( ).

A. The internal temperature is extremely high

B. The internal humidity is extremely high

C. The internal air pressure is extremely low

D. The external air pressure is extremely low

16. The standard for extremely heavy rainstorms is that the daily rainfall reaches ( ).

A. More than 50 mm

B. More than 100 mm

C. More than 150 mm

D. More than 250 mm

17. When encountering lightning outdoors, you should ( ).

A. Run to higher ground

B. Stay away from exposed water pipes, gas pipes and other metal objects in buildings

C. Take shelter under a big tree< /p>

D. Holding metal objects

18. The correct posture when protecting from lightning strikes is ( ).

A. Stand in place

B. Stand hand in hand

C. Hold your knees with your hands and squat down, lower your head as much as possible, be careful not to use your hands Touch the wall

D. Running fast

19. Blowing sand, sandstorms and floating dust weather often occur in ( ).

A. When warm and humid air passes through

B. When cold air passes through

C. Heavy rain

D. Thunderstorm

20. In an emergency, social vehicles can be used for disaster relief, which is stipulated in ( ).

A. "Law of the People's Republic of China on National Defense and Flood Prevention"

B. "Law of the People's Republic of China on National Defense and Earthquake Disaster Mitigation"

C. "Water Law of the People's Republic of China"

D. "Criminal Law of the People's Republic of China"

21. If you encounter a flood while driving, you should ().

A. Cross the flooded road and look for a higher safety area

B. If the car has stalled, abandon the car and flee to a safe place

C. Stay in the car and wait for rescue

D. Keep driving

22. Among the following typhoons that affected my country, the one that occurred in 2009 was ( ).

A. Yun Na B. Haguby C. Morak D. Sang Mei

23. Among the following tsunami disasters, the one that caused the most casualties was ( ).

A. The 2004 Indian Ocean tsunami B. The tsunami caused by the 2001 Peruvian earthquake

C. The tsunami caused by the 2007 Solomon Islands earthquake D. The tsunami caused by the 2010 Chilean earthquake

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24. The meteorological conditions that are most likely to cause forest fires are ( ).

A. Sunny, high temperature, strong wind

B. Sunny, high temperature, calm

C. Sultry, before thunderstorm, gentle breeze

D. Low temperature and strong wind

25. Foam fire extinguishers cannot be used to put out ( ) fires.

A. Plastic B. Gasoline

C. Kerosene D. Metal sodium

26. If there is a fire on the bus, it should ( ).

A. The car door cannot be opened, escape through the car window

B. Look for each other, delaying the escape time

C. Call a friend and ask what happened Solve

D. Protect personal belongings

27. When rescuing people who are suspected of having fractures or injured cervical or lumbar spine ( ).

A. Should be carried to the hospital for treatment immediately

B. The injured should be pulled out as soon as possible and sent to the hospital immediately

C. Should be supported by rescuers Or put it on a stretcher before carrying it

D. Do not pull or drag it by force, try to expose the whole body, and then carry it as a whole

28. When employees discover an emergency that directly endangers personal safety , has the right ( ).

A. Stop operations

B. Stop operations or evacuate the workplace after taking possible emergency measures

C. Evacuate the workplace

< p>D. Continue working

29. When the train derails, you should stay away from ( ).

A. Doors, windows and soft sleeper compartments

B. Doors, windows and toilets

C. Doors, windows and front compartment

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D. The connection between the door, window and compartment

30. If you suspect that there is too much residual liquid in the liquefied gas cylinder, you should send it to ( ) for treatment. It is strictly forbidden to pour the residual liquid yourself.

A. Fire brigade b. Environmental Protection Agency c. Liquefied gas filling station D. Public Security Bureau

31. If you were burned by hot oil, you should ( ).

A. Immediately apply a cold compress with a cold towel, and then use burn ointment

B. Immediately apply lard

C. Immediately apply soybean oil

D. Wash with soapy water immediately

32. In 1956, a company in the town of Japan ( ) discharged wastewater from nitrogen fertilizers into the bay, which eventually caused local cats to go crazy and convulse and jump into the sea to commit suicide. Another patient with similar symptoms to the cat appeared, and his disease was named after the town.

A. Minamata B. Aomori C. Fukuoka D. Kanagawa

33. The main route of infection of tuberculosis is ( ).

A. Inhaling droplet nuclei containing tuberculosis bacteria

B. Shaking hands with tuberculosis patients

C. Having a meal with tuberculosis patients

D. Being in the same room with tuberculosis patients

34. Plague is a severe infectious disease with natural foci spread mainly through the following ( ) media.

A. wild rat b. Rat flea C. mosquito d. Flies

35. The optimum growth temperature for general fungi is ( ).

A. 5℃~10℃ B. 10℃~15℃ C. 20℃~28℃ D. 30℃~40℃

36. The amount of pesticide residues absorbed by different parts of the plant in descending order is ( ).

A. Root>Stem>Leaf>Fruit

B. Root>Leaf>Fruit>Stem

C. Fruit>Leaf>Stem>Root

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D. Leaves>Stems>Roots>Fruit

37. For injured persons rescued, the first step should be ( ).

A. Take various appropriate methods to provide on-site rescue before sending to the hospital

B. Give adequate food before sending to the hospital

C. Get company and care from relatives and friends Then carry out rescue and treatment

D. Give clothes and then send to the hospital

38. Among the following household properties, the insurer does not accept insurance ().

A. Refrigerators and televisions

B. The insured’s house and its interior decoration

C. Books, calligraphy and paintings

D. Clothing of the insured

39. The basic insurance liability of domestic waterway and land transportation cargo insurance does not include ().

A. Earthquake

B. ***General average charges

C. Theft

D. Heavy rain

< p>40. The damage caused by lightning strikes in business insurance is divided into direct lightning strikes and ( ).

A. Indirect lightning strike

B. Induction lightning strike

C. Indirect lightning strike

D. Spherical lightning strike

< p> 3. Multiple-choice questions (2 points each, 40 questions maximum. Among the alternatives for each question, 2 to 4 are consistent with the meaning of the question. If you select the wrong item, you will not be scored for this question; there are few correct items. Select, each correct item selected is worth 0.5 points)

1. The environmental problem that belongs to the world is ().

A. Hole in the ozone layer B. Desertification

C. Acid rain D. Greenhouse effect E. Earthquake

2. The following idioms can be used to prevent and reduce disasters ().

A. Making up for the situation before it is too late B. Prepare for a rainy day

C. Be prepared for the unexpected D. Feel like a fish in water E. Panic

3. When gas leaks after an earthquake, you should ( ).

A. Cut off the main air supply and leave the scene quickly

B. Turn on the range hood or exhaust fan to exhaust air

C. When the light is dim and the lighting circuit is damaged by an earthquake, light a candle to find the gas leak and plug it with a wet towel

D. Cover your mouth and nose with a wet towel and look for an opportunity to escape as soon as possible

E. Call the police

4. If poisonous gas spreads after an earthquake, you should ( ).

A. Flee the scene immediately

B. Identify the wind direction and escape to a higher position upwind

C. Cover your mouth and nose with a wet towel, etc., and escape quickly

D. Escape to downwind low-lying areas

E. Escape against the wind

5. Residents of bungalows should not ( ) during an earthquake.

A. Lie down nearby the table and bed

B. When you feel a shock, immediately flee with fragile items such as a TV set

C. Hiding under the window

D. Turn off the power, gas and fire sources when possible

E. Run outside to a flat area when possible

6. When people are buried in rubble, you should ( ) to deal with aftershocks.

A. Try to avoid weak and falling objects above your body

B. Use the masonry, wooden sticks and other objects around you to support the broken walls

C. Use the clothes around you to protect your head and neck

D. Cook food in large quantities so that it lasts longer

E. Stay away from hanging objects and other items that may cause harm

7. From the perspective of the mechanism of flood disasters, floods have obvious ( ).

A. Seasonality b. Regional

C. Repeatability D. Destructive

E. Unrepeatable

8. Regarding landslides and debris flows, the correct statement is ( ).

A. A landslide is a phenomenon in which glacier ice slides downward under the action of gravity and pressure

B. A mudslide is a catastrophic flood outbreak

C. Landslides and debris flows will destroy farmland, cottages, roads, etc., endangering human life, property and safety

D. Landslides and debris flows are widely distributed natural disasters

E. The intensity and frequency of occurrence are related to human activities

9. When selecting the foundation of a building, the following places should be avoided ( ).

A. Soft land

B. Places with shallow groundwater levels

C. Hillside or foothill

D. Parts where active faults pass through and ancient river channels, old ponds or beaches and their filling areas

E. Places with solid land

10. People who are buried should usually take ( ) , conserve energy and wait for rescue.

A. Cover your mouth, nose and head with wet hand towels, clothes or other cloths

B. Try to move your hands and feet as much as possible, and use portable items around to support the heavy objects on your body to avoid falling

C. When the surroundings are quiet or you can hear someone talking above (outside), you should knock to make a sound to convey information to the outside world

D. When you are unable to escape, try to save your energy, lie still, maintain your strength, and wait for rescue

E. Shout loudly

11. Before a landslide comes, the hillside may ( ).

A. Sudden changes in water level or volume of springs and wells at the foot of the slope

B. The extension direction of the open cracks in the soil landslide is parallel to the extension direction of the slope, and the arc-shaped feature is obvious

C. The soil at the foot of the slope is uplifted

D. The grass on the hillside suddenly dried up

E. The land dried up

12. Measures to prevent typhoon disasters include ( ).

A. seawall b. Anti-wave wall

C. Undersea tunnel D. Protective forest

E. Reclamation of land from the sea

13. Respond when a typhoon approaches ( ).

A. Prepare drinking water and food

B. Check whether the house is strong and safe

C. Tie objects that may be blown down by the typhoon securely

D. Take down the large advertising signboard on the street

E. Hide under the billboard

14. To reduce the damage of a tornado, you need ( ).

A. Squat down facing the glass window

B. Stay away from dangerous buildings and mobile homes

C. Stay away from trees and telephone poles

D. Lie down in a low-lying place

E. Run to a high place

15. ( ) and other places can avoid tornadoes.

A. Air raid shelter, culvert

B. Corridors and basements on the ground floor of buildings

C. In the wild, you can hide in low-lying places without water

D. In the attic

E. On a tall building

16. To avoid a tornado while driving, you should ( ).

A. Abandon the car and go to a low-lying area

B. Stay in the car and don’t go anywhere

C. Abandon the car and take shelter on the lowest floor of a nearby building

D. Drive away from windy areas

E. Drive quickly

17. ( ) measures can help reduce the hazards of high temperature weather.

A. Drink cold salt water

B. Minimize outdoor activity time during the day

C. Eat more lychees

D. Open an umbrella and apply sunscreen when going out

E. Try to drink as little water as possible

18. The cold wave may bring ( ).

A. Blowing sand and sandstorms

B. Strong winds, blizzards and cooling

C. Freeze

D. Rainfall

E. Sunny

19. Safety measures to prevent floods include ( ).

A. Take shelter on a strong embankment

B. Make proper arrangements in advance and keep valuables at home

C. When leaving your residence, cut off water, electricity, and gas sources, and lock the door

D. Run downstream of the river

E. Dredge the drainage ditches in residential areas in advance

20. After the Wenchuan earthquake, the severely affected areas identified by the Ministry of Civil Affairs and others include: ( ).

A. Xiaojin County, Sichuan Province B. Qingchuan County, Sichuan Province

C. Beichuan County, Sichuan Province D. Shifang City, Sichuan Province

E. Ning, Shaanxi Province Qiang County

21. On May 18, 2009, the Chinese rescue team that went to Russia to participate in the Shanghai Cooperation Organization "Bogorodsk" joint disaster relief drill was: ( ).

A. Public Security Border Earthquake Disaster Relief Medical Rescue Team B. China Fire Emergency Rescue Team

C. Beijing Red Cross Blue Sky Rescue Team

D. China National Earthquake Disaster Emergency Rescue Team E. Chinese Red Cross Rescue Team

22. Among the following typhoon names, the ones named after mainland my country are ( ).

A. Cuckoo B. Jade Rabbit

C. Yun Na D. Swan

E. Wukong

23. Among the following , earthquakes and magnitudes corresponding accurately include: ( ).

A. 2010 Chile earthquake: 8.8 magnitude

B. 2008 Wenchuan earthquake: 7.5 magnitude

C. 1976 Tangshan earthquake: 7.8 magnitude

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D. 2010 Haiti earthquake: 7.0 magnitude

E. 2010 Qinghai Yushu earthquake: 7.1 magnitude

24. Matters that should be paid attention to when using water to extinguish fires, including ( ) .

A. Carry out from the air inlet side of the fire source

B. The water flow should be sprayed from the periphery of the fire source

C. Gradually force towards the center of the fire

D. There must be sufficient air volume and a smooth return airway to prevent explosions

E. Spray sideways from downwind of the fire source

25. ( ) is a commonly used method to put out forest fires.

A. Direct fire extinguishing method B. Natural fire extinguishing method

C. Isolation zone fire extinguishing method D. Biological fire extinguishing method

E. Indirect fire extinguishing method

26. The main natural causes of grassland fires are ().

A. Lightning strike

B. Spontaneous combustion of peat

C. Weeds naturally decay in haystacks

D. Volcanic eruption

E. Smoking

27. Which of the following are spontaneous combustion items ( ).

A. Yellow phosphorus B. Sai Lulu

C. Nitrocellulose D. Metal sulfides

E. Matches

28. To avoid the attack of thick smoke, you should ( ).

A. Block your mouth and nose with a soaked towel

B. Crawling when escaping

C. The mouth and nose should be 5 cm away from the ground

D. Escape upright in thick smoke

E. Stand still and wait for rescue

29. In high-rise buildings, the following methods to avoid danger include ().

A. Take shelter in the closet during a fire

B. Smoke-proof stairwells, enclosed stairwells, and corridors with exterior windows in buildings can be used for danger avoidance and escape

C. Use the descent device to escape

D. Use safety ropes to escape

E. Use ordinary elevators to escape

30. When a train derails, you should ( ).

A. After staying away from the car window, try to grab a solid object

B. You should open the window and jump out

C. Protect your head

D. You can only escape after the car has stopped

E. Don't panic, wait for rescue at the link

31. Pay attention to the safe use of electricity ( ).

A. Don’t overload electricity

B. Choose a fuse that matches the electrical equipment

C. Do not touch or wipe lamps with wet hands

D. The socket must be intact

E. Purchase electricity in time

32. Sudden accidents for the elderly mainly include ().

A. Fracture b. Burn

C. Taking medicine by mistake D. Sudden disease

E. Presbyopia

33. The most toxic part of puffer fish is ( ).

A. liver b. Blood

C. Ovary D. Kidney

E. Fish skin

34. Foot-and-mouth disease is a ( ) infectious disease.

A. Acute b. Chronic

C. Contact D. Non-contact

E. Infectious through the air

35. Excessive consumption of MSG will produce the following ( ) symptoms.

A. A brief headache b. Rapid heartbeat

C. Weakness of limbs D. Nausea

E. Slowed heartbeat

36. Beginning in December 2003, bird flu broke out seriously in many countries in East Asia, mainly in ( ). Until mid-2005, the epidemic not only did not subside signs, and they continue to spread.

A. Vietnam B. South Korea C. India

D. Thailand E. France

37. People in ( ) are not suitable for driving.

A. Suffering from gastroptosis

B. I was extremely nervous after getting in the car

C. After getting in the car, I felt chest tightness, shortness of breath, and rapid heartbeat

D. Hands and feet feel cold after getting in the car

E. People suffering from mild colds

38. The content of risk assessment in the planting industry includes ().

A. Man-made accident assessment B. Planting variety assessment C. Planting environment assessment

D. Production situation assessment E. Natural disaster assessment

39. ( ) The property on which it operates cannot be insured with home contents insurance.

A. Mom and pop shop B. Private enterprise C. Household craftsman

D. General manager of state-owned enterprise E. Urban and rural individual industrial and commercial households

40. The insured must ( ) conditions should be met for a personal insurance contract to be established.

A. The policy holder must have civil rights capacity

B. The policyholder does not need to have an insurable interest in the subject matter of the insurance

C. The policyholder must enter into an insurance contract with the insurer

D. The policy holder must pay the insurance premium as stipulated in the contract

E. The policy holder must have civil capacity