The fortune teller said I owed too much. How can I repay it? The fortune teller said I owed too much.

My debt is 6.5438+0.3 million, my child is one and a half years old, and now my husband and I are staying at home to die. I haven't thought of any good projects for the time being, and there is no capital investment. I'm going out to deliver takeout and express. Let me live first. I owed the foreign debt first, so I can't pay it back.

Regarding your debt situation, according to my experience, I suggest you do this:

1. Forget the credit report. If it is black, it can only be black first. The most important thing is to try to get ashore.

2, don't be afraid to burst the address book, this time the face is worthless. But if the impact can be minimized, it should be minimized.

3, adjust the mentality, fear, remorse, regret is useless at this time, calmly face the brave acceptance, calmly find a way.

Sell the house quickly, but don't sell it cheaply, just sell it at the normal price, and all the other valuable things in the family that can be turned into money are sold. These things will come back to you when you turn over in the future. Don't force it. Because there are children, the money sold must be enough for one year's living expenses in case of urgent need. The rest of the money is used to pay off debts first.

If parents have savings, borrow their savings first. If parents have a house, they should also sell their house. Everyone should rent a house first and pay off the overdue debts first.

6. Have the cheek, lower your head, lower your dignity and ask for help from relatives, classmates, friends and colleagues around you to see how much you can borrow. Borrow as much as you can, and ask them to give you an account period of three to five years. Personal money is personal account, so be grateful. Whoever it is, write an IOU. All the borrowed money is used to pay off debts, and the debts are minimized as much as possible.

7. Work harder and strive to increase the income from work, such as the current monthly salary 1000 yuan. See if you can work hard to raise your income to 65,438+0,5000 yuan or more, and set yourself an income target, so as to achieve the income target of personal work year by year. Of course, some wage income is dead. If there is no way to improve, start with a sideline and find yourself a sideline with zero investment, so that the sideline can bring you extra income.

8. Plan your own time, settle down your family's life, and let your family spend every day safely and healthily, so that you can spend more time making money and make money every minute.

9. Give up ineffective social activities, learn to be alone, and learn to endure loneliness. Cultivate your interest in money and fear of debt. Most people are in debt because they don't love money enough and are not afraid of debt enough. They don't take these two points seriously, so they are heavily in debt. There must be a way to make money. Find a way to make money.

10, enhance personal image and self-cultivation, and constantly learn, change, enrich and improve yourself. Everyone is realistic, and no one wants to deal with losers, so try not to make your image too lonely, and try not to make the image of your family too lonely. The debt can only be paid slowly. Only by truly recognizing the harm of debt can we make no mistakes in our later life. Anyone who gives time and works hard enough will get rid of all debts. Don't be afraid when you are in debt, it may be a disaster that God wants you to spend again. Think of debt day as a practice, because only nirvana will be truly reborn!

The above ten points are a summary of my personal experience, which I hope will help you.

I read the questioner's introduction carefully, and the question is very worrying. I am an entrepreneur, choose to answer.

There is too much debt, and I can't support it any longer. What should I do? After reading the questioner's introduction, I think it is a more appropriate treatment plan. In the process of treatment, we should pay attention to the following points:

First, the extra parts such as high interest and late payment fees should be handled through consultation. Unreasonable debts can be solved through legal channels and should not be tolerated.

Second, adjust your mentality. Money is a thing outside your body, and you can make up for your mistakes through your own efforts instead of being negative and pessimistic.

Third, use actions to make up for the harm to loved ones, instead of blindly regretting and blaming yourself.

Fourth, don't be impatient, face the current predicament calmly and try to get rid of it as soon as possible!

In a word, I think the questioner has a clear idea and a proper plan, which can be implemented.

That's all. Thanks for reading.

As a part-time mediator of the court, many courts have recently sued loans overdue and overdue credit cards, and many people are troubled by such problems. First of all, I sympathize with these people, mostly because of the epidemic, which has put their normal lives in trouble.

However, I think this situation should be avoided as much as possible. Rational consumption, living within our means, and appropriate savings.

At the same time, if you get into trouble for some reason, you must also actively deal with it. Don't escape passively, try to avoid debt by changing the phone or not answering the phone. This method can only be delayed. In the end, once the account is frozen, even on the list of people who have lost their trust, it will seriously affect the future.

Under normal circumstances, with a positive and rational face and a reasonable repayment plan, banks can give the repayment period in stages, adjust the credit model and integrate assets. If you have sued the court, actively mediate and give me the sincerity to repay, the court will try its best to fight for everyone not to be enforced, and finally get on the list of dishonesty.

This year, my husband and I were in debt of nearly 2 million. Last month, we couldn't pay the loan, and it was still very painful. It's especially hard to go to the construction site to do odd jobs these days. Take a closer look at the workers around you. This situation is estimated to be too much. Many places where you go to the construction site or find the golden salary are people who have failed to start a business. There are few debtors now, and debtors need to "start over".

1: Calm yourself, calm your heart first.

2. Take a good look at the amount of specific debts and arrange which ones are paid first and which ones are paid again in order.

3. Explain the situation to relatives, friends and debtors to show their determination.

Do what you can, and do more part-time jobs as long as your body can bear it.

Only when we are healthy and work hard will our family, friends or nobles give us more trust. Seeing our efforts, we will slowly provide some help, and the opportunity will come slowly. Come on, friends!

There are too many debts to raise. What do you suggest? Let me answer this question.

First, there are many such people now, and they have too many debts to support, especially private enterprise bosses. There are many reasons for this phenomenon, so I won't say much here, but mainly talk about how.

Second, mainly rely on their own persistence! Hang in there, you will. If you don't persist, you will get down and go bankrupt. Only persistence can get out of the quagmire.

Third, there is no way to actively coordinate funds, push off debts, and do everything possible to ensure production.

Fourth, actively communicate with creditors and report the plans and ideas of the enterprise to creditors steadily. Never "evade debt", let alone "avoid debt".

In short, actively maintain production, even if a few people "do something small" to prove the existence of your enterprise.

First of all, we must set a good attitude and correctly handle the debt problem. It is inevitable for a person to pay back his debts, but as a 34-year-old modern young man, you must stay away from those bad social habits, not participate in online gambling and unhealthy activities, and don't expect beautiful things to fall from the sky one day, but be down-to-earth and work hard! You feel pain and fatigue, which is a good start for your long life. Think of the Long March 25,000 when you are bitter, and the revolutionary doyen when you are tired. Make up your mind, repent, and make plans and plans for repayment. Since people are short of money and want debts, it is easy to explain to them what happened, how to make plans, when and how to pay them back. Make repayment order, make up your mind from the heart, work hard to make money, strengthen exercise and ensure your health! In fact, there are some words that you must communicate with the debtor and get sympathy from others. Repayment can be delayed! This will give you time to earn money. In fact, the other party is also very afraid of your life accidents and illness! You must face the reality! Re-integrate your survival and life goals after the age of 34! Make a plan and repay as soon as possible. Debt-free!

Brother, owing money is not owing life. Many people have your experience. We owe money, that's all right.

Everyone's life cannot be smooth sailing. It's normal to have ups and downs in life. Now you don't represent the future you. What you have to do now is to get rid of all those bad habits, check your debts and deal with the urgent ones first. At this point, everyone will be confused, adjust their mentality and start over.

I 16 closed down and owed more than 800,000 yuan to individuals, banks and credit cards. When I first closed down, my creditors called for money every day, and I didn't know how many calls I had to answer in a day. At that time, my wife couldn't stand this kind of life and got divorced. There was nothing I could do to compensate her. I have to bear my own debts, and I have no money to pay others, so I can only answer the phone. Tell him the truth. I'm closed now. I have no money to pay you back. If you trust me, give me some time and I will pay you back. After a month, no one will call you for money. I was confused at that time and didn't know what to do. I want to work to pay back the money. I don't know when to return it. After a few months, I feel that I have nothing, and I really want to find a place to end myself quietly. I really didn't know what to do at that time.

Later, I went to a friend's place to play, and he knew about me, so he told me, brother, are you afraid of life even if you are not afraid of death? At that time, I thought I was right. Even if I was not afraid of death, would I be afraid of life? What will my parents do after I die? What about my children? It was also that night that I seemed to grow up. I used to have a trade, and the salary was ok. You can earn about 5.6 thousand a day when you go out to contract. In this way, I have worked for three years, and now I am only about 654.38+ 10,000. Looking back on the days at that time, there was actually nothing, so I came on foot.

Anyone who owes money will owe it, but if you owe it, you must communicate with others and pay it back if you have money. If you have no money, tell him no, don't lie to others, and believe that you can make a comeback from scratch.

I'm 32 years old and my debt is nearly 600,000. Now I have no ability to pay it back. There are old people and young people. Sometimes I think about all this. When I looked back, I saw my child laughing, and I gave up the idea. No matter where I can't do it, I will try my best to clear my debts and let my children grow up carefree.

Thank you for your concern. I feel that our situation is similar. What should I do if I have too much debt to support?

Let's start with my debt. I just turned 30 this year and my child is less than two years old. Credit card and online loan debt is 6.5438+0.2 million, and there are 30 relatives and friends, which add up to 6.5438+0.5 million. Tell me what I do. First of all, I don't know. Have you confessed to your family? If not, come clean.

First: I'm negotiating with the bank to see if I can stop paying bills. I know it is difficult for the bank to negotiate with us, but we have to do so. And don't run away, don't run away, be right. Actively explain your current situation to the bank's online lending platform and friends and relatives, and what causes you to be unable to repay. But please rest assured that the money must be returned. I just have no ability for the time being.

Second: I call the company every day because I owe money, and now I am unemployed. As a reminder, never change your mobile phone number. It's already our fault that we owe money to others. At this time, if you change your mobile phone number so that the creditor can't contact you, it is a mistake. Don't be afraid to call for debt collection. What we owe is money, not life. What are we afraid of? So don't lose touch and don't disappear. You can keep your job, but there's nothing you can do if you can't. Find a second job as soon as possible, or you are good at it and develop your own sideline. That's all that matters.

Third: stop borrowing money. For people like us, robbing Peter to pay Paul can't solve any problems, but it can only get deeper and deeper. Never borrow money again.

Finally, let's get to the point: look at my debt, and then look at your debt. I just want to say that he is really my brother. I am 1.5 million, and you are 1.3 million. The reason why I answer your question is to enlighten myself. It's nothing hard. It's just money. Only living is the most important thing. I'm the debtor, Liu Yang. I wish all debtors in the world can go ashore as soon as possible and pay off their debts! Come on!