How to compensate for aircraft delay insurance?

If the scheduled landing time of the flight is delayed for more than 2 hours (excluding 2 hours), passengers can get the claim for flight delay insurance (that is, extra 200 yuan compensation) for whatever reason, without any proof. Methods The insured must report the case to the insurance company and apply for compensation within 30 days, then fill in the application form, submit the insurance policy and personal identification, and show the written proof of the delay time and reason issued by the airline or its agent.

Compensation standard for aircraft delay insurance:

1. If the flight is delayed or cancelled due to the carrier's reasons, the airline will bear the cost of refund and change. If the delay is more than 4 hours, it is also necessary to provide preferential ticket purchase, mileage equivalent compensation or cash compensation for arranging rest places.

Two. Flight delays caused by reasons other than the carrier refer to weather, emergencies, air traffic control, safety inspection, passengers or public safety, etc. Non-carrier reasons are not included in the scope of economic compensation.

Third, airlines compensate carriers differently for flight delays.

[Extended information]

Flight delay insurance means that the insured (passenger) pays the insurance premium to the insurer (insurance company) according to the flight delay insurance contract, and when the flight is delayed, the insurer (insurance company) pays the insurance premium according to the contract. From the legal point of view, flight delay insurance belongs to commercial insurance, voluntary insurance and property insurance. The main contents of flight delay insurance are explained in detail by the flight delay insurance clauses of XX Insurance Co., Ltd. ..

Aircraft delay insurance claim process:

1. Notify the insurance company and keep the evidence of delay.

It should be noted that after a certain delay, the airline requires to show relevant certificates. Such as flight delay certificate, plane ticket, boarding pass and copy of ID card.

Two. Preparation of claim materials

The terms of flight delay insurance are relatively simple, the claim procedure is not complicated and the review time is short. As long as the materials are complete, some insurance companies can even make claims on the spot. Materials include airline delay certificate, claim registration form, copy of air ticket, boarding pass and copy of ID card.

Third, insurance companies review claims.

Various aviation delay insurances have different standards on how to define the delay, some are calculated according to the flight departure time, and some are calculated according to the arrival time. Some insurances also stipulate that delays caused by force majeure such as weather are not covered. The insurance company conducts the audit in accordance with the company's regulations, and claims can be settled after the audit is passed.