How to handle the mortgage loan of Heze real estate?

1

The borrower opens a current deposit account in the bank;

2

Information required for preparing loans;

three

Face to face bank;

four

Bank filing and approval;

five

After approval by the bank, the bank will notify the borrower of the approval result and sign a loan contract with the borrower;

six

Go to the Construction Committee for mortgage registration;

seven

Construction Committee issued his right certificate;

eight

Handle insurance, notarization and other formalities as appropriate;

nine

The bank directly transfers the loan to the account agreed in the contract;

10

The borrower shall repay the loan principal and interest according to the provisions of the loan contract.

end

Second, the basic situation of Heze real estate mortgage loan preparation

Original and photocopy of the ID card of the borrower and spouse;

Original and photocopy of the borrower's husband and wife residence booklet;

Proof of marital status;

Real estate license;

Proof of income;

Bank flowing water;

Other financial certificates;

Other materials specified by the bank.