FAQs about high temperature insurance
1. Why is the insurance period not optional?
The insurance period of high temperature insurance is from 2014.6.21 to 2014.8.23, that is, the summer solstice to the end of the 24 solar terms, which is the hot summer stage. Belongs to a specific stage and therefore not optional.
2. Can "37℃ high temperature insurance" be compensated as long as the temperature in the city reaches 37℃?
The number of days when the maximum temperature in the city where the policy holder is located reaches or exceeds 37℃, and at the same time, must exceed the number of deductible days stipulated in the insurance contract before claims can be started.
3. What is the weather for each city?
Zhongan Insurance has designated a meteorological observation station numbered by the World Meteorological Organization (WMO) for each insured city, and will confirm the 37℃ high temperature based on the temperature data of each designated meteorological observation station released by the Central Meteorological Observatory. day. Corresponding to the table below, you can query the designated weather station codes corresponding to each city. Since most of the temperatures announced on that day are forecast data, the claim settlement is based on the live weather data of the previous day released the next day by the designated weather station in the city where the insured is located (see the table below) announced by the Central Meteorological Observatory.
3. Can the policy be refunded after purchase?
The policy can be refunded before the sales deadline (2014-06-06), but cannot be refunded after the sale is stopped.
4. If the 37℃ high temperature day meets the compensation conditions, how will the compensation be given to me?
In the Internet era, claims are settled automatically, and the compensation is automatically transferred to the Alipay account or WeChat account used when the premium was paid.
5. What documents do I need to provide when making a claim?
No documents are required.
6. How much heat allowance can you get at most?
If you purchase an insurance, the maximum subsidy you can receive shall not exceed 100 yuan. If you purchase multiple insurance policies, the maximum subsidy you can receive is: number of insurance policies * 100 yuan.
7. Why are the number of deductible days different in each city?
Each city’s geographical location and climate zone are different, and the probability of a 37°C high temperature day is also very different. For the sake of fairness, different deductible days are derived based on the historical high temperature data of each city and the prediction of the future climate of each city due to global climate change.