Should I buy a house under the epidemic?

The problem of whether to buy a house is very good. I think we should consider it from two aspects.

One: If there is no house at this time, buy a set to prevent the epidemic.

Why do you say that? First of all, this is the house you just need. Renting a house is not a long-term solution after all. You have to pay the rent to the landlord every month. According to the present form, the rent will only get higher and higher. Besides, you have paid the rent for several years, and this house has nothing to do with you. If it's time for you to borrow money to buy a set, your monthly loan is equivalent to your monthly rent, so after you change it for 20 years, the house will become yours.

Two: If you already have one, you can buy one if you want to invest at this time.

Because under the current epidemic situation, all industries have encountered minor difficulties. Residents are unemployed and restaurants are closed, including the real estate industry. At present, the price reduction is also particularly large. If you have enough money at this time, you can buy one as an investment. First, you can satisfy those who have no house to live in. Secondly, there are more and more entrepreneurs. They need a place to work, but first, they have enough money. They will regard the residence in the community as a place to start their own business, so that you can get a rent whether you rent it to people who live or start their own business, and you are basically a risk-free income, which is very good. Moreover, inflation is relatively high at present, and the purchasing power of money is declining. If you put money in the bank, it will definitely depreciate. If you invest in a house, you can almost preserve and increase the value.

To sum up, at the current time node, whether you just need to buy a house or invest, it is better. As you just need to solve your own housing problem, investing can increase the value of your assets.