Digital currency, an early adopter in Shenzhen, is getting closer and closer. What impact has it had on people's lives?

It will be more convenient to pay in digital currency, and it will be safer for the central bank to issue a press conference. Recently, the Shenzhen Municipal Government and the Central Bank jointly launched a pilot activity in digital currency initiated by the Luohu District Government. The event will issue 200 yuan-denominated digital RMB to 50,000 Shenzhen citizens, with a total amount of 6,543,800+million, and these 50,000 markets will be drawn by lottery. After being drawn, download the digital currency APP and bind it with the mobile phone number to use. The usage scenario is 3389 merchants in Luohu District. Just like mobile payment, you can scan the code directly. This time, digital currency's design is like paper money, with the national emblem and the style of the People's Bank of China printed on the front.

The data shows that at the end of the activity, 40,000 people received this red envelope from digital currency, while the offline payment amount reached 60,000, and the transaction amount reached 8.76 million yuan. More than 3,000 merchants and 40,000 users participated in the trial in digital currency, which laid a good foundation for digital currency to go to the whole country in the future. Some financial experts said that due to the continuous maturity of technology and scenes in digital currency, enough technology has been introduced into the central bank's digital currency system, and this pilot project in Luohu District of Shenzhen fully proves that consumers still have a certain degree of acceptance of digital currency.

Relevant persons of the central bank also said that digital currency was not introduced to replace paper money. In the future, paper money and digital currency will still exist in the market, and digital currency will not enforce it, but gradually promote it in a market-oriented way, so that everyone can accept it.

Relevant economists also said that digital currency's advantage lies in its zero-cost transactions and transfers. For example, some mobile payments, withdrawals and transfers may require some handling fees, but if it is digital currency, there is no concept of handling fees. All transactions using digital currency are zero-cost, which is good for enterprises and users.