Why is there a phenomenon that spending money is useless?
1, related withholding services.
Other services have signed a withholding service with Alipay, and the order of Alipay's deduction is the first, so when the system initiates withholding, the amount of flowers will be deducted first.
As long as the automatic renewal service is turned off, the flower buds will no longer be automatically deducted.
2. There are pre-authorized services.
Users have handled pre-authorization business, such as hotels and guesthouses. When using flower beds, some flower beds will be locked, but at this time, merchants have not deducted flower beds.
After the transaction is completed, the merchant will deduct the previously locked amount.
If the transaction is not carried out or completed, the user can contact the merchant to cancel the transaction, and then the locked amount will be automatically restored.
3. The bud was stolen by others.
The user's Alipay account is stolen, and others steal the user's flower buds, which will also lead to the flower buds being deducted instead of being consumed.
4. System failure.
After the user used the flower bud, the system deducted the fee several times.
The problem of repeated deduction needs to contact manual customer service for further verification. After the verification is successful, the deducted flower bud quota will be restored to the available quota.
5. The user forgot himself.
The user did make a consumption and completed the payment with the flower garden.
If the user forgets afterwards, there will be the illusion that the flower garden has no consumption but has a deduction.
6. Choose the wrong payment method.
The user sets the flower bud as the first in the deduction order, and forgets to change the payment method when paying, so the system will deduct the flower bud amount by default when deducting the fee.
7. The flower beds have been laid out.
After the flower buds are staged, users need to return as many bills as they divide.
The user forgets to divide the flower buds into stages, and the resulting bill will give the user the illusion that the flower buds have not been charged for consumption.
Don't take the problem of overdue online loans lightly, because in addition to collection, personal credit will also be affected. In particular, online loans with credit information, once they have overdue records, will have a serious impact on future bank loans or credit cards. Even if the online loan cannot be credited, the data can still be recorded. You can check your online loan history, overdue details, liabilities, untrustworthy information and online loan blacklist in Xiaoqi Credit Information.
Extended data:
How many months can the bud last at most?
The flower bud can only be delayed for 3 days at most.
Bai Hua has a 3-day grace period for repayment, during which repayment will be made on time, and overdue records and interest will not be generated.
If the flower buds are delayed for several months, the overdue will have a great negative impact.
Moreover, after the flower buds are overdue, not only the flower buds can't be used, but also products such as loans and reserve funds can't be used.
Bai Hua has deducted the credit information. As long as the repayment is not made on time, there will be overdue records in the credit investigation. In order to maintain personal credit, please repay the loan on time.