The real estate speculators are going to cry! If Shenzhen "zooms in" again, violators will be "hacked" for three years.
Shenzhen cracked down on buying houses on behalf of others, using fake running water.
Offenders are prohibited from buying within 3 years.
The "Notice" proposes eight measures, including strictly reviewing the qualifications of buyers and suspending the use of the online signing system for three years in violation of regulations. This notice shall come into force as of the date of promulgation.
Strictly review the qualifications of buyers and the source of purchase money.
The "Notice" clarifies that real estate development enterprises and real estate brokers can strictly check the following information about the qualification of purchasing houses with relevant commercial banks:
1. Proof of valid identity, household registration, marital status and family members of the purchaser;
2. The social insurance or individual tax list of the purchaser;
3. The buyer's income certificate, credit report, the source of the purchase price and the bank statement of the last year or more.
Real estate development enterprises should reasonably assess risks and take measures such as persuasion to buyers whose debt service income ratio does not meet the requirements. Those who violate the rules of purchasing houses by resorting to fraud and providing false certificates shall refuse to accept the application for purchasing houses and report to the local housing construction department in a timely manner.
"The source of the purchase price has become a very important review content, which helps to prevent all kinds of illegal funds from entering the real estate market." Yan Yuejin, research director of the think tank center of Yiju Research Institute, said that before Shenzhen, there was a phenomenon of buying houses on behalf of others, that is, houses from various other sources participated in real estate speculation. By strictly controlling such funds, all kinds of illegal funds can be effectively blocked, which helps to reduce investment speculation and real estate speculation, and also protects the rights and interests of ordinary property buyers using compliant funds to purchase houses.
Severely crack down on violations
"Notice" requires that buyers should strictly abide by the principle of good faith and Shenzhen real estate control policies, and be responsible for the authenticity of their submitted materials. The purchaser shall not resort to deceit, conceal the real situation, or provide false certification materials to purchase commercial housing.
In violation of the above provisions of the purchase or the relevant responsible person, the housing construction department shall take the following measures:
1. Stop relevant personnel from using Shenzhen "Purchase Intention Registration System" and contract online signing system for 3 years.
2. Stop relevant personnel from purchasing and leasing affordable housing and talent housing in Shenzhen for 3 years; Has been in the public housing waiting list, cancel its waiting qualification.
3. Stop the relevant personnel from qualifying for housing provident fund loans in Shenzhen for 3 years.
4. Push relevant dishonesty to the municipal public credit information platform for joint punishment.
5 suspected of violating the laws and regulations on public security management, transferred to the public security organs according to law.
The "Notice" emphasizes that real estate brokerage agencies shall not instigate, induce or assist buyers to practise fraud, provide false materials and other fraudulent qualifications for buying houses, and shall not provide services and convenience for the parties applying for buying houses in violation of regulations. In violation of the above provisions, the housing and construction departments shall investigate and deal with them according to law.
"If you buy a house in violation of regulations, you will not be qualified in the subsequent housing registration and contract signing, which is equivalent to prohibiting you from buying a house. The lease of affordable housing and the use of provident fund will be controlled. This is a strict control measure." Yan Yuejin said that this can play a deterrent role, which will increase the cost of all kinds of housing qualification fraud and help to put an end to real estate speculation.
Original notification
12 The suspected illegal buyer has been dealt with.
65438+1On 22 October, WeChat WeChat official account of Shenzhen Housing and Urban-Rural Development Bureau issued the Circular on Handling 12 Persons Suspected of Purchasing Commercial Housing in Violation of Regulations (hereinafter referred to as the Circular).
The "Notice" shows that recently, Shenzhen Housing and Construction Bureau and Nanshan Housing and Construction Bureau conducted a strict review of the purchase qualification, source of housing funds and running water of the first phase of China Resources City Runxi subscription. Upon verification, 12 people concealed the real situation, provided false materials, and the flow of funds.
During the investigation, the Shenzhen Housing and Urban-Rural Development Bureau took the following measures: (1) Suspending the relevant personnel from using the Shenzhen intentional purchase registration system and the online contract signing system; Freeze the qualifications of relevant personnel to buy rental affordable housing and talent housing in Shenzhen, and freeze their waiting qualifications if they are already on the waiting list; Suspend the eligibility of relevant personnel for housing provident fund loans in Shenzhen.