Taikang Home Daqinggu Insurance

Taikang Life Insurance Co., Ltd. is a national, joint-stock life insurance company established with the approval of the Head Office of the People's Bank of China on August 22, 1996. The company is headquartered in Beijing. In November 2000, Taikang Life fully completed the foreign capital raising work approved by the State Council and the China Insurance Regulatory Commission. Currently, Taikang Life Insurance *** has 20 shareholders, among which Chinese shareholders include China Sinotrans & CSC Group Co., Ltd., China Guardian International Auction Co., Ltd., China Communications Construction Co., Ltd., CITIC East China (Group) Co., Ltd. and other major domestic shareholders. A medium-sized enterprise, foreign shareholders include Swiss Fengtai Life Insurance Company, New Deal TEDA Investment Co., Ltd. and Japan SoftBank Group and other well-known international financial companies.

In August 2016, Taikang Life ranked 114th among the "Top 500 Chinese Enterprises 2016".

Business Philosophy

Pursue the development strategy of "professionalization, standardization, and internationalization" and adhere to the business philosophy of sound operation, pioneering and innovative

Taikang Life

Taikang Life has always pursued the development strategy of "professionalization, standardization and internationalization" and adhered to the business philosophy of "sound operation, pioneering and innovative", and has continued to advance with the deepening of China's economic reform and opening up. All employees of Taikang Life are always committed to providing professional and high-quality life insurance services to the growing white-collar workers, and advocating the modern outlook on life, consumption and family of young, healthy, fashionable and happy white-collar workers. values.

Corporate Culture

Credit

Taikang Life was the first in the insurance industry to apply for a credit rating. Taikang Life jumped from AA in 1996 to AAA - a credit rating that has not been achieved since its establishment. A bad and bad debt

Successfully debuted insurance subordinated bonds in China

Has sufficient solvency and attaches great importance to preventing financial risks, and has not had a single bad debt so far.

As a new joint-stock life insurance company, Taikang Life attaches great importance to preventing financial risks and has gradually established a "three-in-one" risk management system, which is based on economic capital and value risk management and the construction of a compliance system. A comprehensive risk management framework with legal services as its main content and independent internal control evaluation and audit inspection as important means implements comprehensive risk, internal control and compliance management; at the same time, it improves the underwriting and claims system, improves the financial monitoring system, and strengthens auditing intensity so that risks can be effectively controlled. Taikang Life adheres to the principle of "liquidity, safety and profitability", strives to manage and use funds well, and strives to obtain maximum returns. Since its opening, there has not been a single bad debt. Taikang Life has withdrawn reserves in full in accordance with regulations, has reasonable monitoring indicators, and has sufficient solvency after review by superior regulatory authorities.

Management

A life insurance company that has fully passed the ISO9001:2000 International Standard (UKAS) quality system certification

Standardized management of international standards

Taikang Life has always emphasized promoting management through systems, achieving benefits through management, and seeking healthy development through standardized management based on international standards.

Established a professional committee management system and established a budget committee, investment committee, two-core committee and risk committee, etc., which played a major role in daily management and risk control.

Established the Personal Insurance Business Department, the Employee Welfare Plan Business Department and the Banking and Insurance Business Department, established and improved the business management system with the "Basic Law" as the core and the incentive system with the "Century Scripture" as the core .

Establish an operation center to integrate resources, optimize processes, provide services in advance, and centrally control risks. By establishing a strong back-up service system, we can achieve economies of scale, reduce operating costs, and improve operating efficiency, laying a strong foundation for the company to build core service competitiveness.

Establishing a financial budget system has effectively strengthened cost control and financial management. The “Risk Monitoring Database Model” for key business development has been improved.

Business

With personal insurance as the core, group insurance, bank insurance and renewal business are developed simultaneously. Products cover children, women, medical care, pension, major illness, accidental injury, dividends , investment-linked, universal insurance and other aspects.

Business System

Taikang Life attaches great importance to building a comprehensive and clear business structure system, forming a relatively complete system with personal insurance as the core, group insurance, bank insurance and renewal business. The developing business situation provides guarantee for the healthy development of the company's life insurance business. Taikang Life has formed product series such as term and whole life insurance, critical illness insurance, pension insurance, medical insurance, children's insurance, accident insurance, women's disease insurance, high protection insurance, dividend insurance, investment-linked insurance, and universal insurance. As of the end of 2007, Taikang Life has provided insurance services to a total of 13 million customers, fully meeting the public's all-round and multi-level needs for life insurance services.

Taikang corporate customers’ exclusive personal pension product

Huihui’s contracted pension annuity insurance product is a pension annuity focusing on retirement life. This product has “two accounts, four The "Advantage" feature allows you to comprehensively plan your retirement expenses and rationally allocate your personal assets, allowing you to retire calmly and retire richly!

Affordable: Exclusive, affordable and convenient for group purchases. It is only available to customers of Taikang Senior Care Enterprises, enabling online instant inquiry and insurance.

Safety: Determined benefits, guaranteed benefits, lifetime benefits, and planning Cash flow as long as life

Value-added: Compound interest-bearing lifetime dividend pension account and dividend account accumulate interest, enjoy Taikang’s professional investment advantages

Dignity: Lock in resources, high-end additional for happy retirement Value-added services to lock in scarce retirement community resources in advance

Taikang Senior Account Manager Ms. Liu

WeChat phone synchronization 13790883521

Pension insurance funds

If the insured person survives on each pension insurance payment date stipulated in this contract, we will pay the pension insurance benefits to the pension insurance beneficiary according to the pension insurance payment method and amount agreed in this contract, and the payment will be guaranteed within the guaranteed payment period. . The guaranteed payment period refers to the 20 policy years starting from the first pension insurance payment date stipulated in this contract.

In the first three policy years starting from the first pension insurance payment date, the pension insurance payment amount shall be the insurance amount agreed in this contract.

For every three policy years starting from the first pension insurance payment date, the pension insurance payment amount will be increased once, and each increase will be 3 × the insurance amount agreed in this contract.

Death insurance benefit

If the insured dies, we will pay the death insurance benefit to the beneficiary of the death insurance benefit, and this contract will be terminated.

The amount of death insurance benefit is:

(1) If the insured dies before the first pension insurance payment date stipulated in this contract, the amount of death insurance benefit will be: It is the greater of the following two amounts:

①The cash value of this contract on the date of the death of the insured;

②The amount of insurance premiums you have paid for this contract .

(2) If the insured dies after the first pension insurance payment date (inclusive) stipulated in this contract, the death insurance amount will be zero.

One-time withdrawal option

If the insured survives to the first pension insurance payment date stipulated in this contract and the effective date of this contract is to the first pension insurance stipulated in this contract When the pension payment date has been 10 policy years, the beneficiary of the pension insurance can choose to receive the pension insurance in a lump sum, the amount of which is equal to the lump sum amount stated in the insurance policy, and this contract is terminated.

Policy Dividends

In each policy year, if this contract is valid, we will decide whether to distribute dividends to you based on the actual operating conditions of the participating insurance business. If there is a dividend distribution, we will determine the amount of dividends to be distributed to you in accordance with the regulations of the insurance regulatory authority on the policy dividend distribution date.

Remarks: This product has other functions such as pension compound interest, dividend accumulation, policy loan and other functions

Taikang Home

Taikang Senior Community

International Standard Medical Nursing Community

Taikang Senior Account Manager Ms. Liu

WeChat phone synchronization 13790883521

Taikang Home·Yanyuan

It is located in the center of Changping New Town, about 500 meters away from Nanshao Metro Station, and within half an hour's walking distance to Beijing's living area. Children can often reunite with their parents during their free time, which brings them closer to each other.

Close to Baifuquan Wetland Park and Mangshan National Forest Park, the natural environment is good, the regional vegetation coverage rate is as high as 60.6, and the air quality is above level two all year round.

The surrounding medical resources are rich. In addition to the self-built Taikang Rehabilitation Hospital in Yanyuan, there are as many as 6 medical institutions that can be reached in about 30 minutes around the community: Changping Hospital, Changping Hospital of Traditional Chinese Medicine, Peking University International Hospital, and Tsinghua Chang Gung Memorial Hospital. Hospitals, etc.; the surrounding department stores and supermarkets are fully equipped, and there are also rich tourism, leisure, vacation, sports and entertainment resources.

Taikang Home Wuyuan

Located in the core area of ​​Yangcheng Lake Peninsula in Suzhou, Jiangsu Province, it covers an area of ​​approximately 310,000 square meters and can build a large-scale high-end senior care community of 180,000 square meters. Based on the Continuous Care for the Elderly Community (CCRC), the project also has the function of health care and vacation. It is a complex integrating high-end health care and elderly care, art and culture, ecological living and other multi-functional complexes.

The surrounding area of ​​Wuyuan is rich in high-end supporting resources and is close to the Chongyuan Temple with a history of more than 1,500 years. The internal and external transportation is convenient, and it is only a 15-minute drive from the Jinji Lake CBD area, providing residents with a unique regional experience that is "geographically close to the city but psychologically far away from the city".

Taikang House·Guangdong Garden

It is located in Luogang District, Guangzhou City, about 25 kilometers away from the city center, with a total construction area of ​​120,000 square meters and a total investment of approximately 2 billion yuan. The community*** can accommodate approximately 1,300 residents and will open in January 2017. As the first project of Taikang Home in South China, the community introduces the internationally leading ccrc elderly care model and is equipped with professional rehabilitation hospitals and professional elderly care equipment. It is suitable for elderly people living independently and those who require different levels of professional elderly care services. A large comprehensive high-end medical and nursing community where the elderly live for a long time.

Taikang House·Shenyuan

It is located to the east of Guangfulin Site in Songjiang, covering an area of ​​about 90,000 square meters and a total construction area of ​​about 220,000 square meters. The project includes 17 high-rise towers and community public service facilities composed of several low-rise buildings. The high-rise towers include a hospital, 6 independent living buildings and 10 active senior living buildings. The simple, modern building has a warm, inviting appearance, and its location on the site determines its functionality. From the hospital at the north end of the community to the independent living area in the south, the location of each building has been carefully considered, and many buildings artistically form a "humanized space." Each senior care community tower is designed with a public lobby on the first floor, which is connected to the community public service facilities through an indoor passage to maximize the convenience for the elderly to enter and exit.

Taikang House·Chu Garden

It is located on the banks of Yanxi Lake, surrounded by lakes on three sides, and adjacent to Dadong Lake Wetland Park. The area is surrounded by mountains, covered with vegetation, beautiful mountains and clear waters, full of greenery, and It is a Feng Shui blessed land where "the peaks gather energy and the surrounding water generates wealth". The transportation conditions around Chuyuan are developed, and it is within a 20-minute drive from the core area of ​​Wuhan City. Several expressway networks lead directly to the three towns of Wuhan, making it convenient for residents to travel and visit relatives and friends. It is also a 20-minute drive from Zhongnan Hospital of Wuhan University and Optics Valley Tongji Hospital. It ensures the golden emergency time in medicine and meets residents’ convenient medical needs; it is surrounded by five-star hotels, software new cities, golf courses and other regional advantages to facilitate residents’ daily needs.

Ms. Liu, Taikang Senior Account Manager

WeChat phone synchronization 13790883521

First, comfortable living environment

The community follows "simple and comfortable, With the concept of "energy conservation, environmental protection, and humanistic care", we create a suitable, safe and livable living environment for residents

1. Enjoy the urban landscape

2. Barrier-free elderly care

3. Comfortable, intelligent and environmentally friendly

4. Pleasant green garden

5. Diverse and comfortable apartment types

6. Full-function vitality club

2. Multidisciplinary medical and nursing service team

360° considerate care

Taikang Nursing Home adopts a professional care system based on international long-term care standards to provide each resident with Develop a complete care plan, equip a professional care team, establish health files, conduct regular physical examinations, regularly assess health conditions, and tailor medical plans, nursing plans, nutrition plans, exercise plans and rehabilitation plans according to different physical conditions to ensure The physical condition of the residents has reached the optimal state

3. Taikang Senior Care Community

Cultural Senior Care

Taikang Senior Community advocates the concept of "cultural senior care", where residents can meet like-minded people Together with your friends, you can enjoy colorful social interactions and participate in activity groups that meet your interests. "Being active and having fun when you are old" is the dignified retirement life created by Taikang Senior Care Community for the elders.

University for the Elderly

With the purpose of "nurturing the mind, cultivating the body, harmonizing the family, being promising, and looking at the world", Lotte College integrates domestic and foreign professional platforms and cooperation platforms to gather high knowledge, Based on the interests and hobbies of senior cadres and executives, residents are provided with more than 60 course options in three categories.

Cultural Exchange

The community fully supports like-minded residents to organize various clubs, including drama clubs, choirs, calligraphy and painting clubs, etc., which are organizations for residents to display their talents and enrich their lives. It is an excellent platform for external friendship and exchange.

The Loctite Council

The Loctite Council encourages community residents to contribute ideas and suggestions for community operations, which carries the mission of improving the happiness index of all residents, enriching the cultural life content of the elderly, and building a harmonious elderly care community. purpose.

Four. Taikang Nursing Home

Stories of residents

Want to live a happy old age

In Yanyuan Community, the famous scholar Qian Liqun My husband loves his writing time. He said: "I still insist on my writing. This kind of writing has no utilitarian purpose or scruples at all, and is entirely to satisfy my own spiritual needs. The retirement community allows me to do it quietly. Doing what you want to do most, what is most enjoyable, is what I consider to be a 'restful old age'."

Feeling dignity

Former CCTV deputy director Chen Hanyuan. The husband once told his friends: In Taikang, he lived a dignified life. Because of this, Mr. Chen said: "I plan to live here forever, I don't know how many years. In this sense, I call it my home, and I regard it as home. If Taikang is well managed and managed, the residents feel Get it, and feel it deeply."

Let us "live happily until we grow old"

Ren Hongjie, a resident who pursues "growing old happily", calls himself a "young man" in Yanyuan. He said: "I can find my own fun here, and I can use my spare energy to do some things for community residents. I am very happy. It is best to be more and more fulfilled."

Get better results

The 85-year-old aerospace expert Mr. Liu Juntao has not yet "retired" and is continuing his scientific research in Yanyuan. He said: "My biggest goal now is to successfully retire. I hope that I can be more successful in Yanyuan than at home or even at my job before retirement."

Commitment

Service is the life of life insurance

Winning the trust of customers with integrity, standardization and high-quality services

Putting customers’ interests first

Since its opening , Taikang Life insists on putting the interests of customers first, making customers and the company truly a community of interests. As of the end of 2008, Taikang Life’s cumulative compensation expenditures reached 16 billion yuan in its 12 years of existence.

Claims settlement is at the core of insurance services and is an important manifestation of insurance companies fulfilling their promises and providing insurance protection to customers. From customers who pay a few hundred yuan in premiums every year to customers who pay millions of yuan in one lump sum, from the first claim case to the 8.2 million yuan personal life insurance claim case in 2003, Taikang Life’s professional service quality and dedicated service The spirit never changes. Taikang Life's timely, reasonable and efficient claims services have won the trust of the company's customers.

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