Hainan New Housing Policy 2023
1. Full-time college students under the age of 40 who start a business in this city or sign a three-year labor contract with various employers, as well as a six-month social security certificate, employment certificate, salary flow, corporate employee identity verification, etc., can apply to settle in this city. Required materials: graduation certificate, ID card, household registration book and Xue Xin. Com certification report.
2. Full-time undergraduate settled down
Those who are under 40 years of age, have started a business in this city or signed a three-year labor contract with various employers, as well as a six-month social security certificate, an on-the-job certificate, a running salary, and the identity verification of legal person employees can apply to settle in this city. Required materials: graduation certificate, ID card, household registration book and Xue Xin. Com certification report.
Non-registered families can only buy 1 apartment in our province.
(1) Class I cities and counties (Haikou, Sanya, Qionghai): 1 Restricted families, the down payment ratio is not less than 70%, and the transfer is prohibited within 5 years from the date of obtaining the property right certificate. To buy a house in the main city, it is necessary to provide proof of personal income tax or social insurance payment of at least one family member who has accumulated in our province for 60 months or more. If you buy a house in a non-main city, you should provide proof that at least one family member has paid personal income tax or social insurance for 24 months or more in our province.
(2) Category II cities and counties (Wuzhishan, Baoting, Qiongzhong and Baisha): Commercial housing built in four cities and counties in the ecological core area of Wuzhishan, Baoting, Qiongzhong and Baisha can only be sold to families in this city (county). Foreigners can't buy it.
(3) Other cities and counties in the third category: 1 restricted families, with a down payment ratio of not less than 70%. At least one family member has paid personal income tax or social insurance certificate in our province for 24 months or more. It is forbidden to transfer within 5 years from the date of obtaining the certificate of real estate ownership.
One: Restricted purchase area
In Hainan province, the purchase of commercial housing is restricted throughout the province.
Second: the purchase restriction policy
(1) Wuzhishan City, Baoting County, Qiongzhong County and Baisha County. Houses built in four cities and counties in the central ecological core area can only be sold to households in this city and county.
(2) Haikou, Sanya and Qionghai, which have implemented the purchase restriction, and non-registered families in this province must provide proof that at least one family member has paid personal income tax or social insurance in Hainan Province for 60 months or more.
(3) If a non-registered household purchases a house outside the above areas, it is required to provide proof that at least one family member has paid personal income tax or social insurance for 24 months or more in Hainan Province.
(4) After 2065438+April 22nd, 2008, households with registered residence in Hainan Province can only buy 1 apartment, and must provide proof that at least 1 family members have paid personal income tax or social insurance for 24 months or more continuously in Hainan Province.
(5) Non-registered households in this province shall not purchase houses by paying personal income tax or social insurance.
Purchase conditions
There are three ways to buy a house in Hainan: talent introduction policy, not settling down to buy a house, and buying commercial products.
For many people, what they want is to buy a house instead of settling down. The conditions for buying a house without settling down are as follows:
1. Pay social security or individual tax for at least 2 years in Hainan, and pay social security or individual tax for 5 years in the main city like Haikou;
2. Have a full-time junior college/intermediate title or above, have no housing and house purchase records in Hainan, and submit a work certificate and social security or individual tax 1 year;
Settle down and buy a house policy
1, Hainan household registration:
The down payment of the first suite is more than 30%, and the second suite is implemented according to the regulations of cities, counties and banks. Haikou City stipulated that the first suite should pay 40% down payment, and 50% was not settled.
2. Non-Hainan household registration:
(1) Class I cities and counties (Haikou, Sanya, Qionghai): the purchase is restricted by family, and the down payment ratio is above 70%. The transfer is prohibited within 5 years from the date of obtaining the property right certificate. Buy a house in a restricted area of the city and pay personal income tax and social insurance for more than 60 months.
(2) The second category of cities and counties (Wuzhishan, Baoting, Qiongzhong and Baisha): can only be sold to residents in cities (counties).
(3) Other cities and counties in the third category: the purchase is restricted by households, the down payment ratio is above 70%, and the transfer is prohibited within 5 years from the date of obtaining the property right certificate.