Xi 'an purchase restriction policy 2023

Xi 'an's purchase restriction policy in 2023 can be divided into the following aspects: purchase conditions, purchase loan policy, purchase tax policy, specific purchase restriction policy, other policies and regulatory measures.

I. Conditions of purchase

1. Households registered in this city:

(1) If at least 1 family members have been registered in this city for 1 year, they can purchase 1 apartment.

(2) If at least 2 family members have been registered in this city for 1 year, they can buy 2 houses.

(3) If at least 3 family members are registered in this city 1 year, they can buy 3 houses.

2. Non-registered households in this Municipality:

(1) holds a residence permit in Xi, and has paid social security or individual tax in Xi for two years before the date of purchase.

(2) You can buy 1 apartment if you have paid social security or paid individual tax in Xi 'an for 3 years or more two years before the purchase date.

(3) If you have paid social security in Xi 'an for two years before the date of purchase or accumulated tax for five years or more, you can buy two houses.

Second, the housing loan policy

1. Down payment ratio of house purchase: the down payment ratio of households registered in this city is not less than 30%, and that of households not registered in this city is not less than 40%.

2. Loan interest rate: The interest rate of house purchase loan is subject to the loan interest rate of the same grade in the same period announced by the People's Bank of China.

Third, the purchase tax policy

1. Deed tax exemption: For households registered in this city who purchase the first house, the deed tax is exempted.

2. Tax relief: if an individual buys a house again within 1 year after selling his own house, and it is in line with the only house of a resident family, tax relief can be granted.

Fourth, the specific purchase restriction policy

1. Households registered in this city are restricted to purchase 2 houses in the restricted area.

2. Non-local registered households purchase 1 house in the restricted area.

Verb (short for verb) Other policies

1. Support the talent purchase policy: support the purchase of houses by talents who meet the Xi talent introduction policy. The specific policies are subject to the Xi talent introduction policy and the detailed rules for the implementation of house purchase.

2. Support rental housing policy: support rental housing investors to buy houses. The specific policies are subject to the Xi Rental Housing Policy and Detailed Rules for the Implementation of House Purchase.

Supervision measures of intransitive verbs

1, establish and improve the real estate market supervision mechanism, strengthen the supervision of real estate development enterprises, intermediaries and other related entities, and standardize the market order.

2. Acts that violate the purchase policy, drive up house prices, and make false propaganda shall be dealt with according to laws and regulations.