Does flight delay insurance compensate for delays caused by weather?

Legal analysis: Flight delay insurance does not provide compensation for delays due to weather conditions. Weather reasons are not the fault of the airline. The airline will only assist passengers in arranging meals and accommodation, and the expenses will be borne by the passengers themselves. If a flight is delayed or canceled at the place of departure due to reasons other than the carrier, such as weather, emergencies, air traffic control, security inspections, and passengers, the carrier shall assist the passengers in arranging meals and accommodation, and the passengers shall bear the expenses themselves.

Legal basis: Article 29 of the "Normal Flight Management Regulations" After a flight departure delay or cancellation occurs, the carrier or ground service agent shall provide food and accommodation services to passengers according to the following circumstances: (1) If a flight is delayed or canceled at the place of departure due to aircraft maintenance, flight deployment, crew and other reasons of the carrier itself, the carrier shall provide passengers with meals or accommodation and other services. (2) If a flight is delayed or canceled at the place of departure due to reasons other than the carrier, such as weather, emergencies, air traffic control, security inspections, and passengers, the carrier shall assist the passengers in arranging meals and accommodation, and the passengers shall bear the expenses themselves. (3) If a domestic flight is delayed or canceled at a stopping place, regardless of the reason, the carrier shall provide meals or accommodation services to the stopping passengers. (4) If a domestic flight is diverted, regardless of the reason, the carrier shall provide meals or accommodation services to the diverted passengers.