How to buy a fund?

Fund subscription is a general term for investors to buy the same fund from fund managers directly or through consignment agencies. Investors must fill in a subscription form and pay the subscription fee (including the fund price and handling fee). The number of fund shares obtained by investors is calculated by dividing the fund price by the net value of the fund unit on that day. So how do you subscribe for the fund? What is the fund subscription process?

First, apply for a purchase

Investors with stock accounts or fund accounts in Shenzhen and Shanghai can buy them directly. Investors who don't have stock accounts or fund accounts in Shenzhen and Shanghai need to go through the formalities of opening stock accounts or fund accounts at local account opening outlets with their ID cards before purchasing; Investors who only buy funds can open fund accounts in the stock exchange. Investors should deposit enough funds into their capital account according to their planned subscription amount before subscription. Once the subscription procedures are completed, the subscription funds will be frozen. The subscription procedure of online pricing issuance fund entrusted subscription is the same as that of online stock issuance. Investors can handle the subscription entrustment by filling in the subscription power of attorney, telephone entrustment or magnetic card entrustment in the securities business institution that opens the capital account.

Second, confirm the winning prize and unfreeze the funds.

Date: subscription date; T+ 1 day: transfer the subscription funds to the special account for registered settlement funds; T+2 days: capital verification and issue a capital verification report, which is confirmed as a valid subscription; T+3 days: lucky draw. T+4 days: announce the winning results and unfreeze the unsuccessful subscriptions.

Online subscription fund process

First, confirm the purchase platform: At present, there are many channels for fund sales, including funds, banks and third-party funds. Among them, the bank rate is high, the fund has little money, and the individual recommends a third party. The agency has comprehensive funds and low rates.

2. Opening an account: Bank/online banking: You can buy all the funds sold by this bank by bringing your ID card to the bank. Agency: You can register an account with a third party, and then bind a bank card, so that you can buy most funds on the market. Fund * *: Relatively limited. A fund can only open one account, and you can buy all the funds under this fund.

Third, buy a fund and confirm the investment method: Generally speaking, it can be divided into single investment and fixed investment. The advantage of fixed investment is that for high-risk funds, regular fixed investment can reduce risks and be more secure.