If a vehicle is damaged in extreme weather, which type of insurance can provide compensation?
As long as you purchase car damage insurance, you can be compensated for vehicle losses caused by natural disasters (such as typhoons). As long as you report the crime as soon as possible and protect the scene, the insurance company's claim adjusters will collect evidence on site. But if you fail to protect yourself well, the vehicle damage insurance and water-related insurance in the on-site auto insurance are more suitable for some extreme weather - lightning strikes, windstorms, heavy rains, floods, tornadoes, hail, typhoons, and tropical storms. You can get compensation if your car is smashed, overturned, or waded into water. But something needs to be noted.
If the car suffers a natural disaster and causes losses, it is best to call the insurance company within 24 hours. The insurance company will arrange the insurance as soon as possible. All the car owner needs to do is to prepare his or her ID card, driver's license and bank account. Cards and other documents. In addition, you must remember that if you don’t buy spontaneous combustion insurance, the insurance company will not compensate you. The insurance will compensate you for the amount you buy per year. Don’t think that if you buy compulsory traffic insurance, you can expect the insurance company to pay for everything.
When a risk accident occurs, report it to the insurance and traffic police in time. Well, you can then experience the insurance claim service. In the summer, strong convective weather often occurs, so hail or rain often occur. rainstorm. Nowadays, many cars are parked in the open air. If there is hail, many cars will be hit and even have potholes and even the glass will be broken. Whether the damage suffered by the car due to hail can be compensated mainly depends on whether the car owner's car insurance includes hail in the coverage.
When buying insurance, many of us buy "car damage insurance", but seem to ignore "glass insurance". Therefore, in this natural disaster caused by a large hailstorm, the insurance company can compensate for the damage to your car body, but you will have to pay for the smashed car glass yourself! Definition of car damage insurance: An accident within the scope of insurance occurs when the insured or his permitted driver uses the insured vehicle, causing damage to the vehicle. The insurance company should provide certain compensation within a reasonable range. Car damage insurance is commercial insurance.