Can Conghua Qigan Hongrun Tian Rui House be put on record?
The filing process is as follows:
First, determine the property. Before choosing real estate, buyers should focus on the mortgage service, and further understand which bank the developer cooperates with and whether it is supported by the bank, so as to ensure the smooth progress of the mortgage process in the future.
2. Submit a mortgage application. When you confirm that the property you choose is supported by bank mortgage, the buyer should know about the mortgage service from the bank and prepare all the information before filling out the mortgage loan application.
Third, bank audit. When accepting a lender's loan application, the bank shall examine the lender's qualifications to determine whether the lender meets the prescribed conditions.
4. Sign a house purchase contract and a house mortgage contract. After receiving the mortgage loan application and related materials, the bank will issue a loan consent notice or a mortgage loan commitment letter to the buyers after confirming that the lender meets the mortgage loan conditions. Property buyers can sign purchase contracts with real estate developers.
After signing the house purchase contract and paying the real estate license, the buyers sign the house mortgage loan contract with the real estate developer and the bank with the relevant materials stipulated by the bank, and stipulate the rights and obligations such as the amount, term, interest rate and repayment method of the mortgage loan.
5. Apply for mortgage registration. Property buyers, real estate developers and banks hold mortgage loan contracts and purchase contracts to the local construction committee departments for mortgage registration and filing procedures. If the house is delivered in advance, the mortgage registration shall be changed after completion.