China Naming Network - Eight-character query< - Can I lend my savings card to others?

Can I lend my savings card to others?

No, lending your bank card to others violates the regulations of the People's Bank of China on bank cards. Secondly, if they use their cards to launder money or engage in other illegal transactions, you will be jointly and severally liable. Remarks: 1 According to Article 28, Chapter 5 of the Measures for the Administration of Bank Card Business promulgated by the People's Bank of China, when applying for a bank card, an individual shall provide the issuing bank with his/her valid identity certificate specified by the public security department, and then open a registered account for him/her after passing the examination by the issuing bank. Bank cards and their accounts can only be used by cardholders recognized by the issuing bank, and may not be rented or lent. 2. When a customer handles a bank card, it forms a contractual relationship with two banks. This contractual relationship is non-transferable, so the customer's transfer of the bank card without the bank's consent means that his contractual rights and obligations have been transferred and changed, which is both a breach of contract and an invalid act. Article 191 of the Criminal Law covers up and conceals the income, sources and nature of drug crimes, organized crimes of underworld nature, crimes of terrorist activities, crimes of smuggling, crimes of corruption and bribery, crimes of disrupting financial management order and crimes of financial fraud. Whoever commits one of the following acts shall be confiscated of the above-mentioned criminal gains and illegal gains, and shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also or only be fined; If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years and fined: (1) providing a capital account; (2) Converting property into cash, financial bills or securities; (3) Transferring funds by transfer or other payment and settlement methods; (4) Cross-border transfer of assets; (5) concealing or disguising the source and nature of the proceeds of crime and their proceeds by other means. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.