What factors should I consider when buying a house?
1. Geographical location. Location is the first element. The surrounding commercial facilities should be sufficient, so it will be convenient to live and buy a house. The traffic should be developed and it is convenient to go anywhere.
2. The price is moderate. We can't afford an expensive house. A house that is too cheap, there must be something wrong with it.
3. Living environment. Surrounded by trees and flowing rivers, such an environment must make people live comfortably and comfortably. If you are in a busy city, noisy noise, automobile exhaust pollution or dusty all over the sky from morning till night, can you live comfortably in this kind of house?
4. Public resources. Whether there are kindergartens, schools, supermarkets, convenience stores, vegetable markets or morning markets nearby are all standards to improve the comfort of life.
5. Good property management. It is often said that a good property can preserve and increase the value of the house. Compared with a residential complex with no care, a safe, neat, clean and warm community managed by excellent property. It will bring not only differences in living and living, but also greater differences in housing values in a few years.
Question 2: What are the main factors to consider when buying a house? Is it convenient for transportation, shopping, medical treatment and school, and is the light moderate? Question 3: What conditions should be considered when buying a house? The situation is as follows:
1. Cost-effectiveness is the last word
Some residential houses, or because the residential environment is good, or because the room type is good, exceed the price of surrounding real estate, so the price is higher than that of similar areas. However, this is only value for money, and the real cost performance is "value for money".
if the prices of different buildings in the same area are equal, but they are closer to the facilities such as stores, subway stations, schools, hospitals, supermarkets and banks, they are more cost-effective. Therefore, when choosing a house, we would rather sacrifice the artificial landscape of the community, the greening rate or the gimmicks of high-rise clubs, but also pursue whether it is suitable. After all, the biggest function of a house is to live.
2. Choose lots to compromise
When buying a house, many people want to buy a core lot with a low total price and a large area, which is actually difficult to realize. Especially when buying a house now, you must know "eclecticism" when choosing lots.
The so-called "eclecticism" means to give up the core lots where land is precious, because the low-priced buildings there generally have high unit prices. At the same time, we should also give up those remote areas with little development potential, where house prices are low, but the space and speed of appreciation are equally questionable. The result of the compromise is to use a moderately advanced vision to judge which area is heating up rapidly, but it is not too prosperous now. Such an area is the best choice for buying a house at present.
3. Pay attention to the actual gift area of the property
Many properties with good lots and excellent facilities are also quite expensive. So, why do they attract people to buy them? The answer is the delivery area. The gift area of some buildings can even be as high as 3%. If calculated by the actual area, the unit price is actually not very high. Therefore, when choosing real estate, don't just look at the sales area, but also carefully calculate how much area your house has sent out and what the actual unit price is. Then you can know whether this property is worth buying.
question 4: what factors should be considered when buying a house? 5 lots, traffic, direction, ventilation and whether there are some factories nearby
Question 5: What factors should be considered in buying a house and the following factors should be paid attention to:
1. Pay attention to the conditions that real estate development enterprises should have for the pre-sale of commercial houses
The Urban Real Estate Management Law stipulates the following conditions for the pre-sale of commercial houses:
1. Having legal land use right is a prerequisite for real estate development and pre-sale by real estate development enterprises, and houses developed on land without land use right are illegal buildings. Buyers need to verify the land use right certificate of the development enterprise before purchasing to ensure the legality of the house.
2. Hold a construction project planning permit. This provision is the premise of housing construction. Real estate development enterprises can only start construction after their construction projects conform to urban planning and obtain construction project planning permits.
3. According to the calculation of pre-sold commercial housing, the funds invested in development and construction have reached more than 25% of the total investment in engineering construction, and the construction progress and completion delivery date have been determined. This provision is to ensure the stability of the project construction and the timely delivery of the house, to prevent developers from relying too much on the advance payment for project development, and to prevent the failure to deliver the house on time from harming the interests of buyers.
4. The pre-sale registration has been made with the real estate management department of the people at or above the county level, and the pre-sale permit certificate of commercial housing has been obtained (enterprises developing real estate in this city should register with Rizhao Real Estate Management Bureau and obtain the pre-sale permit certificate of commercial housing issued by the bureau). The purpose of this regulation is to put the pre-sale of real estate under the supervision of the real estate management department, so as to ensure the legality of the pre-sale of commercial housing.
2. Understand the basic contents of the pre-sale contract of commercial housing
1. Subject. That is, real estate development enterprises and buyers should specify the names and addresses of both parties.
2. Basic information of pre-sold commercial housing. The pre-sale contract shall clearly record the location, location, land use right certificate number, land use right acquisition method, land use nature, construction project planning permit number, pre-sale permit number of commercial housing, housing construction area, housing structure, housing completion delivery date and attached housing plan, etc.
3. area. The area of pre-sale commercial housing should be calculated in square meters, and it should be clear whether it is construction area, usable area or other area.
4. the price. That is, the price of pre-sale commercial housing, including unit price and total price, such as how many yuan per square meter. Although China's Urban Real Estate Management Law stipulates the conditions and procedures for the pre-sale of commercial housing, there is no uniform stipulation on the amount and time limit of the pre-sale payment, and the parties should make it clear in the contract.
5. Method and time limit of house delivery. Exemption conditions for late delivery. For example, the contract can stipulate that due to certain natural events, such as earthquakes, floods and bad weather, the delivery period of real estate development enterprises can be reasonably extended.
6. The nature of the house. Is it a residential building, an office building or a production building or something else?
7. Liability for breach of contract. Including the responsibility that the buyer can't pay the price according to the contract and the responsibility that the pre-seller can't deliver the house on time, in quality and quantity.
8. Obligation of real estate ownership registration.
9. Property management clauses.
1, dispute resolution. Such as litigation or arbitration.
11. Other terms or terms agreed by the parties.
Question 6: What factors should be considered when buying a house? What hunger should be considered when buying a house? If you are a little superstitious, do the math!
From a geographical point of view, housing, 1. It is best to have convenient transportation around, but don't be too close to the highway, which is very noisy. 2, the front of the house should be open! Sunny, full of sunshine
3. Floor problems, there are old people and children, don't be too high!
4. Distance to nearby large hospitals, good schools and large supermarkets!
5. It's best to be near the park!
Question 7: What factors should be considered when buying a house and what questions should be paid attention to? Lawyer Wei Guopeng answers: Hello, I am glad to answer your questions. Although the housing price is very high now, there are still many people buying houses. However, when buying a house, many people only base themselves on buying a good and cheap house, and don't consider anything else at all, especially when they encounter a relatively cheap house. To buy a house that suits you, we must consider the following points: First, the motivation to buy a house. The so-called motivation for buying a house is that we must know why we buy a house before buying a house, and we must know whether the reasons for supporting us to buy a house are sufficient. Everyone has different motives for buying a house: some people live for themselves, some people invest, and some people improve their lives and their families; Some people buy a house to get married; Some people buy houses to preserve value; Some people are forced to buy a house in disguise and so on. Second, economic ability. Each of us should measure our own economic ability when deciding our own consumption or investment behavior, and we should make reasonable plans according to our own economic conditions when choosing housing consumption, so as not to blindly compare with others. In the early stage, many people didn't have the ability to buy a house, but they were driven by blind mentality to buy a house. This behavior is no different from ordinary people buying luxury products, which is unfavorable to themselves, their families and society. Third, the timing of buying a house. Before we decide to buy a house, we must analyze the market situation and see if it is appropriate to buy a house. For self-occupied demanders, they can consider buying a house when the house price is rising or developing steadily, but they should not buy a house when the house price is falling. Now some people advocate that you don't have to hesitate to buy a house as long as it is self-occupied demand. This statement is obviously shouting for vested interests. Because it is not easy for each of us to make money, buying a house when the house price drops is tantamount to giving money to others. As for investment, we should be more cautious. I hope my answer can solve your problem. What needs to be explained here is that under the current housing market situation, investment is not good.
question 8: when buying a house, you should think carefully. What factors should you consider when buying a house? There are two situations for a building without a land certificate:
First, the land is allocated, and the land still belongs to * * *. There is no land certificate or only a large land certificate, but it is not divided according to the number of households, resulting in no land certificate for each household.
second, there are historical problems with land. In the past, developers failed to pay taxes and fees in full, which led to the failure to apply for land certificates. In addition, developers failed to divide land certificates according to the number of households, which led to the lack of land certificates for each household.
when the house is demolished, it will be compensated according to the size of your house, which should have no impact. If the land is allocated, the housing compensation may be lower. However, the transaction price of this house in the market will be lower than other commercial houses.
without the land certificate, you can't go to the bank to make a mortgage loan, because the mortgage loan must have two complete certificates. It is no problem for you to use the house for your own living.
But a house without a real estate license and a land certificate is an illegal building, which will be demolished without any compensation. That kind of house can't be bought.
Question 9: What should I prepare before buying a house? What factors should I consider? Quality, geographical location, floor and reputation of the developer. If you believe in Feng Shui, you need to look at it. If it is a provident fund loan, you must ask whether this property can apply for a provident fund loan before paying the deposit. Because many properties do not support provident fund loans. So ask clearly first,
Question 1: What factors need to be considered when buying a house? Buying a house is not just lip service, nor is it easy for you to make a decision on impulse. After all, buying a house involves a lot of money. Therefore, it is more appropriate to "analyze" yourself before buying a house and understand your real situation before buying a house!
First, understand the motivation of buying a house.
The so-called motivation of buying a house means that we must know why we buy a house before buying a house, and we must know whether the reasons supporting us to buy a house are sufficient. Shqianyy
On the question of whether to buy a house or not, many people have different ideas: some people take buying a house as their lifelong goal; Some people think that earning some money should improve life and change a big house; Some people have spare money, so they buy more houses.
because of different motives, different people may choose to buy a house, may choose not to buy a house, some need to choose a big house, and some just need a small apartment.
just need a family, considering self-occupation, such as the purchase demand of a wedding room; The improved demand is to change a more comfortable house; Other families give priority to children's schooling, so they will focus on buying a house near the school.
Second, understand your real ability to buy a house
The so-called ability to buy a house means how much money you can buy a house, or it can also be understood as living within your means and how much money you have to buy a big house. When you make every consumption, you should depend on your own situation, including your work situation, health situation, emotional situation, etc., because different situations will have different effects on the consequences of your consumption.
When choosing housing consumption, we should also make reasonable plans according to our own economic conditions, and avoid blindly comparing with others.
according to the experience in the industry, if it is a self-occupied house, it is safer to control the total price within 6 times of the average annual household income, and the monthly mortgage loan amount should not exceed 5% of the household income.
The specific forecasting method can be started from two aspects:
1: Family net assets
Family net assets are equal to total family assets (including various securities, movable property and real estate) minus total family liabilities.
However, it should be noted that when calculating the cash that families can realize for purchasing real estate, they should not be fully calculated. If they have already taken out serious illness and accident insurance, they should reserve at least six months' living expenses for the family to prevent accidents.
2: Expected annual income
Focus on salary level. The salary level here refers to the part that can really be guaranteed. Some people are engaged in industries with strong periodicity, and their income varies greatly between the peak season and the off-season. If the calculation is conservative, the future income level should be expected according to the relatively large weight of off-season salary income.