There are so many tricks for buying a house, I’m really scared of being scammed!
In Shenzhen, most ordinary migrant workers make a desperate choice to buy a house, emptying their pockets and taking on a huge mortgage loan.
With limited funds and low error tolerance when buying a house, you simply cannot afford to lose a multi-million dollar bet!
Therefore, if you want to buy a house in Shenzhen, you must practice all kinds of skills to accurately buy a high-quality house that is more suitable for you!
However, reality is often ruthless! You are fully prepared to start looking at houses, but you find that there are pitfalls in buying a house one after another, and there are tricks in selling a house one after another...it’s overwhelming!
As the saying goes, since ancient times, true love cannot be retained, only tricks can win people's hearts!
So today, I decided to publish an issue of useful information, talk about the tricks you will encounter when buying a house in Shenzhen, and provide practical tips to avoid pitfalls to help everyone buy a good house in Shenzhen!
Shenzhen’s real estate market has come to this day. Since the introduction of second-hand house price guides, everyone basically has a clear understanding: when buying a house, try to lottery for a new house!
The reason is very simple:
Because the down payment for second-hand houses has reached 50-60%, the first choice for Shenzhen buyers who are short of funds must be to buy a new one! The new home has a lower entry threshold and a significant upside-down advantage. Once you hit the mark, your bicycle will turn into a motorcycle! Wouldn’t it be great to achieve a great leap forward in assets?
But the real estate market is not going well either. Many new home launches in Shenzhen are no longer as grand as before. In the past, there were a lot of people in the market, but now there are only a few people. It has returned to an era where people have to shout when selling a house. Therefore, the developers' routines have also changed. Coming.
Of course, you must have experienced the following routines in new home sales in all cities, not just Shenzhen.
1. Selling anxiety hard and forcing you to buy a house!
"If you don't own a house at the age of thirty, you will achieve nothing" "If you miss the last discount, you will pay an extra 1 million" "If you don't buy a house this year, your work will be in vain for another year"...
p>To be honest, the sales this year are so talented!
Whether it is a popular TV series or various festivals and holidays, they can always seize the hot spots, create golden sentences, and spread the anxiety of buying a house to everyone's screen, and to the "potential customers" who have been reluctant to buy a house. Pressure, as if not buying a house is the original sin!
The elderly want to buy a house for retirement, the middle-aged want to prepare a wedding house for their children, the young want to buy a house to prove their ability, and the women want to buy a house to be independent. Even children as young as three years old know that they need to save their lucky money. Why? Buy a house!
When the market is good, buy it quickly, otherwise the market will rise again at the next opening, or other people will buy it all, and you won’t be able to buy it anymore!
When the market is not good, buy quickly. While many people are still hesitant, you enter the market first and reap the rewards!
I have to admit that they successfully sold anxiety.
Those who don’t have a house are thinking silently in their hearts, get on the bus first!
2. There are many tricks to sell a house, so you may be deceived accidentally!
For those who have successfully overcome the anxiety of buying a house, what should they do next?
Looking at the house.
But they started to get anxious and disorderly: they couldn’t afford a house because they didn’t have enough budget, and they couldn’t afford it because the social security period was too short. Their anxiety about buying a house was infinitely magnified in their hearts!
But suddenly one day, they found the "perfect match" of the property, which was exactly as they imagined! Surrounded by large shopping malls, there are subways, schools, parks, and more importantly, upside down!
What’s even more perfect is that they came by chance, “You can get 2 points off by placing a deposit, limited time today, limited to 50 people”!
What else should you consider? Set it down quickly! If you miss it, you will lose 100 million!
I thought I had stepped into the wonderful ranks of homeowners, but in fact, I just stepped into a preset "trap."
In the house selling idiom:
"Earn 2 million when you get it" may be used to compare the lowest unit price of the community with the highest listing price of second-hand houses in the area. The difference can be Not big?
The famous supporting facilities in this section, this district, and even the entire city are "next to our building". The world is miniaturized near the building, but the actual distance is not considered! Looking at the sand table, it is true that everything is nearby. The word "nearby" is very vague. 100 meters is nearby, 1000 meters is nearby, and even 10 kilometers can be said to be nearby.
The subway planned to be launched in 10 years = under planning, the shopping mall 3km away = a foot on the accelerator, nearby schools that have not yet been launched = quasi-school district housing, ordinary home buyers have no way of distinguishing!
Don’t mention the disadvantages and disadvantages of the project. Is it a waterproof layer? Are there any flaws? As long as you don’t ask, I won’t tell. If I don’t tell, I’ll just pretend it doesn’t exist. Anyway, the house is sold to you...
3. The model room is so magnificent and exciting that I got it. Only then did I know the difference between a buyer’s show and a seller’s show!
Perhaps you will say that the tricks of selling a house are childish tricks that can be easily seen through. I will definitely choose a project with a really good location and real supporting facilities!
Are there no pitfalls in this kind of real estate? No, no.
The location and supporting facilities will indeed not be lost during the later delivery. But don’t forget, there are products and floor plans!
Most of the houses on the market are off-plan, and there is a lot of uncertainty. Although the probability of a new project in Shenzhen being unfinished is very small, there are still certain risks associated with off-plan properties.
When buying a house off-plan, you cannot see the real thing. Buyers can only imagine it through the model room at the sales office. Looking at the grand decoration and abundant lighting in the model room, it’s hard not to be moved!
But in fact, the model room is also a trick used by developers to guide people to buy a house. When you look at the model room, you can only see this room, its decoration, and its layout, but ignore its location in the building. location and height.
Just because there is nothing wrong with the apartment type, does not mean that there is nothing wrong with the floor you want to choose. Did you know that this apartment type has different lighting and views in different buildings? Did you know that even the ventilation of the middle door and the side door are different?
Even because of differences in building layout and spacing between buildings, there may be obstructions in the floor you choose, etc. These cannot be seen at all by simply looking at the model room.
Model rooms are not equal to physical rooms.
Many home buyers will find out when they take possession of the house that “the goods are not right”, it’s just a buyer’s show and a seller’s show!
I bought a waistline layer to block light;
There is a corridor in the middle room, which affects ventilation and lighting;
The stall does not explain how to decorate it. Not as grand as the model room;
Bundling fine decoration, spending more money;
Exaggerating the decoration cost, the goods are not right, it is likely to be smashed and reinstalled.
The lighting at the waistline is really affected
Isn’t the model room just a wolf in the skin of a beautiful girl?
I believe many friends are starting to think: There are so many uncertainties about new houses, so why should I buy second-hand? What I see is what I get?
Sorry, wrong! There are also many traps to face when buying a second-hand house, and even the traps for you have been upgraded from one to two - the landlord and the intermediary.
In the sale of second-hand houses, one party always wants to sell it at a high price, while the other party wants to buy it at a low price. When it comes to money, don't expect anyone to be merciful.
For example, if you buy a second-hand house, you will most likely encounter the following tricks:
1. List false housing information and recommend high-priced houses
Buy The general step for buying second-hand houses is to first go to various platform websites to understand the housing information. After all, in this era, intermediaries basically monopolize the housing supply, and the information is extremely asymmetric.
While browsing, you will suddenly find a house that is very cheap and very good in all aspects. You are excited to call for consultation. The agent warmly welcomes you and tells you to communicate with the landlord before contacting you. Then I will quickly reply to you that the house has been sold.
In this case, most of the time it is just a trick on you!
To put it simply, it is to trap your phone number. After all, if you want to get accurate traffic (phone calls) now, it costs too much money and manpower. Use this kind of "low-price housing" to fish and save money. Feeling uneasy, they then promote other properties, most likely high-priced properties.
2. "Ultra-low price" and "limited time pickup" may hide the real reasons and disadvantages of selling a house
In order to sell the house, especially the house with its own problems When selling, agents and landlords always have to be a little careful. Exaggerate the advantages, avoid the disadvantages, and confuse the public...
There may be unfavorable factors such as garbage incineration sites, crematoria, chemical warehouses, gas stations, cemeteries, and funeral homes in the surrounding area;
Roads There is a school opposite, but this is not necessarily a degree house; the house with a degree may have the degree locked and cannot be used at all;
The property may also be used to apply for a second mortgage. If it still cannot be used If the debt is paid off, it will be seized;
There is a long lease, or the tenant sues the seller for violating the right of first refusal, and the property cannot be traded.
Delinquent property management fees, multiple sales of one house, tax disputes, need to help the seller redeem the property, haunted houses, etc., etc., if the intermediary does not conduct property adjustment, or the intermediary and the landlord deliberately conceal the real reason for selling the house and unfavorable factors, the buyer is likely to be forced to take over!
3. The landlord you think may be an intermediary, earning double the commission and eating the difference
Anyone who has experienced the sale of second-hand houses should know that the intermediary charges a certain service fee Yes, usually a number will be agreed upon in the early stages of the transaction.
When the final step of buying a second-hand house is to sign a contract, some unscrupulous intermediaries will come out to cause trouble. They will ask for tea fees and find reasons to charge more. If you don't pay, the real estate transaction will become difficult.
In an even more egregious case, the landlord you think may be an intermediary himself, earning commissions from both parties and pocketing the price difference.
If the seller emphasizes that the deposit and property payment must be transferred directly to the seller himself, or transferred to an intermediary to enjoy certain discounts, you must be careful and careful to avoid losing both property and property!
Of course, the above routines are only examples and cannot be generalized, let alone kill everyone with one stick. Perhaps only those home buyers who have been deeply hurt by the trap know how painful it is.
So, how can we avoid the traps and successfully buy a suitable house?
Buying a new house:
1. Before viewing the house, first understand the basic information online, open Baidu Map, search for the project location and surrounding basic facilities. If you have any questions, you can check first Abdomen.
2. Also talk to the intermediary. The intermediary recommends new and second-hand houses. You can ask a few more to understand the basic information of the new project.
3. Pay attention to local public accounts. Generally, public accounts will have project information about new launches. When you encounter conscientious public accounts, you can also hear some objective comments from them. For example, follow Big Beard and see Shenzhen.
4. When you go to the sales office, you must know how to ask questions and show that you are not a novice, so that the salesperson will not dare to deceive you too much. For example, if there is a school near us, we can directly ask which school it is and what its ranking is. Can we confirm admission? There is a subway station near us. We need to know how far it is. How many meters is it from the building currently being sold to the subway station?
5. Go to the model room and ask whether it is a physical model room or a display model room. Ask what items will not be delivered later. If it is more professional, bring your ruler and you will find that there is no bed at all. 1.5 meters, then you have to consider the practicality of this apartment type based on your needs.
6. After reading this, go back to the sales center and be sure to ask which floor the model room you just looked at is on, what floors are left now, where the channel steel layer and waterproof layer are, and the distance between floors. How many floors below will it be blocked from lighting, ventilation, etc.
If you remember these, you can basically avoid the pitfall of 80.
How to avoid second-hand houses?
1. Don’t just find one intermediary, look for several more. There are still many very professional and responsible intermediaries. Find a few more intermediaries and compare them to select the ones you want to cooperate with. Build more relationships and people. They are all emotional animals. It is not easy to trick you by inviting him to drink a cup of milk tea or a meal, or being soft-spoken.
2. After looking at the community, you can go back and think about it and check it out yourself next time. For example, chat with the grandparents in the community and ask how the property is, how the living atmosphere is, and even how good it is. If you are lucky, you can also ask the owner who happens to be selling a house and get a feel for the price.
3. Of course, the most practical thing about second-hand houses is that what you see is what you get. Go directly to the surrounding facilities and subways, and you can directly see the actual distance.
4. If you are going to a school district, be sure to check whether the degree is bound. Although the intermediary will usually tell the truth, but to be conservative, you can check online and you can find out whether the housing is bound. Condition.
Keep these in mind and you can basically avoid the 80% pitfall of second-hand houses.
However, there is another 20 question, which may be the most critical.
For example, loans, leverage, down payments, even bridge redemption fees, loan interest rates, etc., some things on the aspect of capital utilization are difficult to explain in detail in this article.
This article was first published on the WeChat public account: Big Beard Talks About Housing. The content of the article is the author's personal opinion and does not represent the position of Hexun.com. Investors should operate at their own risk.