Can't a second-hand house be loaned?

Second-hand housing can be loaned. But to make a second-hand housing loan. The buyer must first examine whether it is eligible for a loan. If it does not meet the requirements, the buyer cannot make a loan. Take Beijing as an example. Due to Beijing's strict housing purchase restriction policy, one household can only buy one property. Therefore, in Beijing, whether it is a first-hand house or a second-hand house, if buyers already own a property, they can no longer apply for a loan to buy a second property.

Legal basis: Provisional Regulations on the Registration of Real Estate

Article 14 Where an application for real estate registration is made for sale or mortgage, both parties shall apply at the same time. In any of the following circumstances, the parties may apply unilaterally:

(a) unregistered real estate for the first time to apply for registration;

(2) Inheriting or accepting bequests to acquire real estate rights;

(three) the establishment, alteration, transfer or elimination of real estate rights by effective legal documents or decisions of the people's government;

(four) the name, ownership or natural conditions of the obligee have changed, and the application for registration of change has been made;

(five) the loss of real estate or the right holder to give up real estate rights and apply for cancellation of registration;

(six) to apply for registration of correction or objection;

(seven) other circumstances stipulated by laws and administrative regulations that can be unilaterally applied by the parties.