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Tips for daily maintenance of credit cards

1. How to keep the credit card?

Usually, the cards of the same bank will be arranged regularly and put together for easy access. You can take some time to give each card a nickname, for example, a card called "consumer card" is used for going out for shopping, and a card called "emergency card" is used for temporary withdrawal and transfer. Look at your personal mood.

Every time you go out, please don't put your credit card and ID card in the same wallet. Don't put your wallet with a credit card in your coat pocket, or in your car or locker. But carry it with you to meet daily needs.

Unused credit cards should be kept at home or in other safe places, locked drawers or cabinets. Never leave them at will, so as not to cause others to be greedy for a while. If you steal it, you have to bear the responsibility of not keeping it, and the consequence is to lose money in vain.

In order to avoid losing your credit card and being used by others, it is recommended that you store your credit card, personal password and identity documents separately. Remember not to tell others your credit card number and expiration date at will, so as not to be used by people with ulterior motives. Don't lend your card to others, otherwise it will easily lead to the deduction of bank card fees, suspension of payment and financial losses, and even lead to debt disputes.

Please also remember to copy the card number and the service hotline of the issuing bank separately and keep them properly, so as to avoid contacting the issuing bank as soon as possible in case of accidents and avoid losses.

2. How to protect the magnetic stripe of a credit card?

As the magnetic stripe is the main medium for recording bank card information, try not to put the card together with magnetic things such as mobile phones and power supplies, and keep each card open to avoid degaussing. The texture of the magnetic stripe is relatively fragile. Don't put sharp objects such as bank cards and keys together to avoid scratching the magnetic stripe. Don't put the credit card in your pants pocket, so as not to bend the card and deform the card surface.