Borrowing name

"Why should I pay back the money I borrowed myself?" What logic is this?

Li Kejun

Recently, a very good friend told me that his good friend A borrowed money from him. They are not the same type of people. He belongs to the kind of person who works quietly. His good friend A has been fooling around and didn't get into high school. The ups and downs in recent years are quite unreliable.

Last year, when my career was booming, my friend A hurt others and spent a year in prison. Now I'm out for a while, ready to do some business. Because I don't have much money, I want to do a very big business. I'm going to borrow money from my friend. The money borrowed is almost astronomical to my friend.

Friends really don't have that much money at hand, and they can't bear to ask their parents or borrow it from friends. After all, he has been a good friend for many years, and this time it is really difficult. I don't want to affect my feelings because I can't help him, but it is difficult to raise so much money, and my heart is very contradictory.

Do you have money with you?

Involve one's own ability and life problems

Four words "do what you can". Before you borrow money, you should know whether you have the ability to borrow it. If you lend money to a friend, you can't even afford to eat, of course you can't promise. When measuring your own situation, you should do what you can according to your own situation.

If you have a certain amount of savings, you can consider lending it to your friends in case you are not in a hurry. The key is to "do what you can" and don't borrow money blindly.

The reason why friends borrow money

This involves his use of the money.

As a friend, when you lend him money, it is very important to ask why you borrowed it. You should know what he borrowed money for. He should have the right to know. If he needs the money in an emergency, of course there is no problem.

But if he borrows money to "gamble" or does something illegal, he is definitely not allowed to lend money to him.

Friendship degree

It involves feelings and relationships.

As ordinary friends, the relationship is not very close, so we should consider the risks. Many people say that the stock market and investment are risky. But actually, borrowing money is also risky. If you don't have a good relationship and don't know his personality, you should carefully decide whether to lend him money.

As good friends, they also bear the above risks, but they can consider lending them money, because they know their own situation and have a close relationship. However, they have seen too many friends who "can't be friends once they borrow money" and too many friends who "don't be too optimistic about their hearts" when they borrow money.

Still have to consider the pros and cons, and be cautious. It is best to explain clearly the purpose of borrowing money, repayment date, etc.

The most basic trust between people.

Listen to them.

A: The emotional foundation between people is trust, so when a friend asks me for money, I usually lend it to him.

B: I only lend it to friends who really have no money to live on, and those who borrow money to pick up girls don't lend it at all.

C: If we go out together, if we really want to borrow money, we must forget to bring our wallets. Just lend money directly to our friends at this time. Small money doesn't matter. I really don't want to borrow money to buy a house. I basically don't want to come back for five years. How embarrassing.

D: Otherwise, don't borrow it. If you borrow it, don't try to get it back. I will not hesitate to borrow money from friends who really need it.

E: I will never affect my life by lending money to others. I'll give you the lent money and never ask again.

F: If you are close friends, don't have money exchanges. If they were close friends, they wouldn't be in this predicament. A good friend won't leave behind so many years of brotherhood just because you really can't help him.

G: Non-essential loans or business loans without written evidence and interest will be rejected.

Should friends borrow money from you?

This is a very controversial topic. Borrowing money mainly depends on your own ideas. If you have enough trust in this friend, and the loan amount is within your tolerance, and you are not doing anything illegal, you can consider lending him money.

For some friends who are unwilling to borrow money

How to avoid this problem?

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