Can Panlong Garden of Buddhist Temple apply for provident fund loan?

The new site requires developers to submit provident fund loan applications to the local provident fund management center and pass them. Developers must submit a lot of materials, which are basically important documents for developers. This is very simple. You can ask the developer or go directly to the large real estate website to check. Even directly ask whether a certain district of the provident fund management center can apply for a provident fund loan.

In addition, only residential projects can apply for provident fund loans, office buildings, shops, apartments and so on. Is an unacceptable provident fund. Second-hand houses can be handled directly.

What conditions do individual housing provident fund loans need to meet? The main contents are as follows:

1. The borrower has full capacity for civil conduct;

2. Have the official residence or valid residence status in this city;

3. Have stable economic income, good credit and the ability to repay the principal and interest of the loan;

4. The housing provident fund shall be paid normally before the loan, and it shall be paid continuously for more than half a year;

5, can provide a valid contract or agreement for the purchase of owner-occupied housing;

6. In the purchase contract, the borrower and the purchaser must be consistent, and the person who purchases the property right (except the spouse) must issue a written commitment to agree to the mortgage of the house;

7, with not less than 30% of the purchase value of owner-occupied housing (second-hand housing more than 40%) of its own funds;

8. The borrower agrees to handle housing mortgage loan and insurance;

9, the purchase of commercial housing, developers should provide phased guarantee and report the relevant credit materials;

10. The borrower agrees to open a personal account with the loan undertaking bank, and agrees that the loan undertaking bank directly deducts the loan principal and interest from the account every month.