Can I write the name of a minor child on the real estate license?
There is no age limit for the name on the real estate license. According to Article 14 of the Measures for the Registration of Houses, the houses of minors shall be registered by their guardians.
Where a guardian applies for the registration of a minor's house on his behalf, he shall submit materials to prove the identity of the guardian; Where an application for registration and disposition of a minor's house is made, a written guarantee of the interests of the minor shall also be provided. So you can register your child's name and wait until you are an adult before transferring ownership.
It is not necessarily good to write the child's name in the extended information real estate license.
First: children may pay more down payment for buying a house independently. If the child and parents have no real estate, that is, the parents' real estate license does not have the child's name, then the child will buy the first suite as an adult, make a down payment of 30% according to the policy, and enjoy the first preferential mortgage interest rate.
If children share no more than two houses with their parents before the introduction of the purchase restriction policy and when they are minors, according to the policy, they can buy 1 house by themselves in adulthood. Some banks stipulate that this mortgage interest rate can enjoy the first home loan discount, but the down payment may be 70% according to the second home loan standard.
Second: children who buy a second family suite after marriage may have to pay property tax. For example, if the child is underage, he and his parents have two properties, each with an area of 90 square meters. If the share of real estate is not agreed in advance, the default share is one-third of each person, that is, there is already 60 square meters of real estate under the name of the child.
Adult children buy the first suite in their own name, with a construction area of 100 m2. According to the policy, no matter how big the first suite is, no property tax is levied. Children want to buy a second family suite after marriage, assuming that the construction area is 120 square meters, and the total construction area of the property under the children's name is 280 square meters.
After deducting the duty-free area of a family of three 180 square meters, there is still 100 square meters to be taxed, of which 60 square meters is the result of parents adding their children's names to the real estate license out of love when their children are underage.
Third: if a child has an accident after marriage, the spouse has the right to inherit the property before marriage. If a child dies after marriage, his spouse, children and parents are the first heirs and have the right to inherit all the property of the deceased, including the property before marriage. This means that if the child has real estate with his parents when he is a minor, the property under the child's name will also be inherited as an inheritance.
Baidu Encyclopedia-Measures for Housing Registration
Only the name of the four-year-old child can be written on the real estate license, but the parents of the child are required as guardians, and the medical certificate of the child's birth, the parents' ID card, the household registration book, the marriage certificate and other supporting materials are required to sign for the child.
Article 14 of the Measures for Housing Registration
A minor's house shall be registered by his guardian. Where a guardian applies for the registration of a minor's house on his behalf, he shall submit materials to prove the identity of the guardian; Where an application for registration and disposition of a minor's house is made, a written guarantee of the interests of the minor shall also be provided.