What's the use of making a small phone call to ask about the loan?
If you ask about the purpose of the loan by telephone, you should answer truthfully. According to relevant public information, common loan purposes include shopping, marriage, luxury consumption, leisure and entertainment, medical care, reading, business and so on. You can choose the right product according to your specific needs. When the loan customer service asks, just answer directly.
Why did Du Xiaoman Finance call me?
Calling Xiaoman Finance should be customer service to verify your identity information.
The name Du Xiaoman, taken from Baidu, is extremely small. "Degree" is the continuation of Baidu's technology gene. Xiaoman is a solar term, and it is a fulfilling and just right state of life.
This is also the attitude of life that Xiaoman Finance wants to share with users. It will always be humble and trustworthy, and will never stop moving forward and pursue a better life. Xiaoman's brand Logo is composed of red and blue, representing two major business platforms: consumer finance and wealth management.
Coverage:
With money to spend, the positioning is to provide personal consumer credit services for the public and create an innovative consumer credit model. Using Baidu artificial intelligence and big data risk control technology to bring internet credit services to users has the characteristics of simple application, fast approval, high quota, fast lending and strong security. A number of product lines have been laid out, covering daily consumption, medical beauty and education. , can be accurately matched according to the user's loan demand, and provide users with reliable credit services.
Du Xiaoman Wealth Management, formerly known as Baidu Wealth Management, is a professional wealth management platform under Du Xiaoman Finance, providing diversified products such as fund public offering, securities firm collective asset management plan and insurance.
A small full payment, through cooperation with mobile phone Baidu, Baidu map, Baidu glutinous rice, iQiyi, Ctrip and other Baidu departments and external partners, builds a complete payment ecological closed loop.
With the joint efforts of Xiaoman Finance's multi-business sectors, inclusive finance's ideal is being realized: let finance be integrated into the daily life of ordinary people, help people realize their dreams of a better life, and let more people get financial services equally and conveniently.
The above contents refer to Baidu Encyclopedia Xiaoman.
Du Xiaoman Finance has been calling for the activation of the quota.
If the information content is only a small introduction, then don't pay attention. If you receive a repayment reminder, you really don't have a loan, so you need to ask customer service. Always calling to activate the quota is a means of promotion, and it is ignored if it is not needed.
Xiaoman Finance, formerly known as Baidu Finance. 2065438+In April 2008, Baidu announced that its financial services business group had officially completed the signing of the split financing agreement. After the split, Baidu Finance will launch a brand new brand "Du Xiaoman Finance" to achieve independent operation.
In 20 15, Baidu integrated the existing financial business into a financial business group, and raised the financial business to the strategic level of Baidu, and Mr. Zhu Guang, senior vice president of Baidu, was fully responsible for it. 2065438+In April 2008, Baidu announced that its financial services business group had officially completed the signing of the split financing agreement. After the split, Baidu Finance will launch a brand new brand "Du Xiaoman Finance" to achieve independent operation. Zhu Guang, senior vice president of Baidu and general manager of financial services group, will be the CEO of Xiaoman Finance. 20 18 10 12, Peking University Du Xiaoman Financial Technology Joint Laboratory was announced in Beijing.
Baidu Financial Services Group (FSG), whose business structure mainly includes consumer finance, payment, internet finance, internet banking, internet insurance, internet securities and other sectors, basically covers all areas of financial services. Baidu Finance takes "building a financial service platform and building a financial technology ecology" as its overall strategic goal, and polishes data systems and technical capabilities through its own business to build two platforms of consumer finance and wealth management to empower the industry; In the future, by exporting financial technology, we will provide financial technology solutions and build a financial technology ecosystem with ecological partners.
Baidu wallet, through cooperation with mobile phone Baidu, Baidu map, Baidu glutinous rice, iQiyi, Ctrip and other Baidu departments and external partners, builds a complete payment ecological closed loop; Baidu Money, a consumer finance brand under Baidu Finance, is committed to providing the ultimate credit service for individuals and corporate users. At present, the products covered include cash lending, education staging, medical staging, housing mortgage and other products to meet the financial needs of users at different stages. Based on Baidu's artificial intelligence technology and big data risk control, applicants can be granted credit in real time, and the approval speed can reach the level of "second batch".
Baidu Wealth Management is positioned as a professional, safe and comprehensive comprehensive financial service platform, providing diversified wealth management products and services such as current wealth management, regular wealth management and fund investment. With the goal of "meeting the customized financial needs of millions of users", we will provide users with better intelligent financial services.