I want students who have experience in stock trading to enter.
If you are going to join the stock market, be sure to check whether you have made enough preparations beforehand, so as not to delay the fighter plane and regret it.
Fund preparation
Capital is of course the premise of stock trading. Without money, you can't enter the stock market, but how much does it cost to "race with cattle" in the stock market?
It depends on one's financial ability. For most ordinary investors, the money invested in the stock market must be the property that has been idle at home for a period of time, which can account for one-third to one-half of the deposit. Most of the money should be deposited in the bank or bought in bonds (low risk). This will not cause a big crisis in the case of mistakes, so that money can't be taken out when it is needed. Remember, putting all your money into stocks, even borrowing money, is the most dangerous.
Generally speaking, it is more appropriate to start with 1 to 20,000 yuan, and it will not be too painful to lose a part. Gradually increase investment after gaining experience.
Preparation of knowledge and information
Before entering the stock market, it is best to have some preliminary understanding of the stock market. You can read some books first, master some basic terms, and gradually understand newspapers, magazines and radio.
In addition, many securities companies often sell the information of Shanghai and Shenzhen stock markets published irregularly, such as the summary table of listed companies and dividend distribution table, which is also very useful.
People who don't have time to stock market often can also buy pagers with stock market quotes, which can be used to watch the stock market quotes at any time, but the response speed is not as fast as that in the securities business department.
With the computer entering the family, it has become a reality to sit at home and stock market. As long as the necessary software is installed in the computer, plus the fax card, you can receive the sale of stocks at any time.
Determine the investment mode
Stock investment can be divided into long-term, medium-term and short-term.
In the general sense, we can set the long-term as half a year, a year, or longer, the medium-term as a few weeks to a few months, and the short-term as the case may be, maybe a few days, maybe a few hours, maybe a little longer. Then decide which way to take according to your time, energy and will.
Exploration of stock trading
Basic rules for buying and selling A shares
Opening a securities account is your first step into the stock market. Securities account can be regarded as a passport for investors to enter the securities trading market. Only when they own it can they enter the market to buy and sell securities.
I want to open a securities account for myself, but what conditions do I need and what necessary information do I need to prepare?
As long as you are not prohibited from entering the securities market by the following countries, they have no reason to refuse you. According to relevant regulations, the following persons are not allowed to open an account:
[1] Staff members of securities management institutions (no stock accounts are allowed);
[2] Stock exchange managers (stock accounts are not allowed);
[3] Securities practitioners (not allowed to open stock accounts);
[4] Minors have no legal guardian's agent or permission;
(5) Opening an account for a legal person without authorization; [6] Being prohibited from entering the market due to violation of securities laws and regulations, and the term is not full; [7] Other laws and regulations prohibit natural persons who hold securities or participate in securities trading.
A securities account opened by a natural person is a personal account (one-word account). When opening an individual account, an investor must hold a valid identity document (usually a resident identity card) to register with a securities registration institution designated by a stock exchange or a member securities company to open a securities account. When opening a securities account, an individual investor shall indicate the date of registration, personal name, gender, ID number, home address, occupation, education, work unit, contact telephone number, etc. , and sign or seal. If an agent is allowed, if someone is asked to do it for him, the agent must also provide an ID card.
Open a capital account
Investors entrusted to buy and sell stocks must open a securities trading settlement fund account with a securities broker in advance. The fund account is used for the settlement of investors' securities transactions, and records the currency, balance and changes of funds.
When opening a capital account, you must submit your ID card and securities account card. If someone else handles the account opening formalities, it shall also submit the power of attorney and ID card signed by the client. The investor's deposit in the capital account can be withdrawn at any time, and the securities broker will pay interest regularly according to the deposit interest rate and automatically transfer it to the investor's capital account. When investors entrust to buy, the fund account should have enough balance.
sale on commission
After opening a securities account and a capital account, investors can handle entrusted transactions in the securities business department. The so-called entrusted transaction refers to the trading behavior of securities brokers who accept the entrustment of investors to buy and sell stocks on their behalf and collect commissions from them. There are two forms of entrustment orders issued by investors: OTC entrustment and OTC entrustment.
Counter entrustment refers to the form that the client personally or by his agent goes to the trading counter of the business department to express his intention of entrustment in writing according to the entrustment procedures and necessary documents, and he fills in the entrustment form and signs it. An order for buying and selling securities is a document that determines the agency relationship between you and a securities company and has legal effect. Generally, the entrustment form is in duplicate or triplicate. One copy will be returned to you after being examined and sealed by the securities company, and the other copy will be executed by the securities company accordingly. After the transaction is completed, you can go through the delivery formalities at the securities company with the entrustment form. If the transaction result is inconsistent with the contents of the power of attorney, you can negotiate with the securities company with the power of attorney to safeguard your legitimate rights and interests.
Off-site entrustment mainly includes telephone entrustment, letter entrustment, self-help entrustment and online entrustment.
Telephone entrustment means that the client indicates the intention of entrustment by telephone and puts forward the entrustment request. Investors can complete a form of securities trading entrustment by inputting entrustment instructions through ordinary dual-tone telephone, with the help of numbers and symbol keys on the telephone and according to the instructions issued by the system.
Fax entrustment or letter entrustment means that after the client fills in the entrustment content, he expresses the entrustment intention by fax or letter and puts forward the entrustment request. In this way, investors must open special accounts with securities brokers.
Self-service entrustment is a form of entrustment in which customers enter the entrustment state of the computer trading system through the special entrustment computer terminal set up by the securities business department with the securities trading magnetic card and transaction password, and input the entrustment content into the computer system by themselves to complete the securities trading.
Online entrustment means that the computer trading system of securities brokers is connected to the Internet, and customers use any computer terminal with Internet access to complete transactions through the Internet.
Entrusted teaching
The acceptance of entrustment by a securities company includes three basic links: examination, declaration and entry. At present, in addition to the traditional three links, there are two ways: one is to review, declare and enter in one go, and the customer enters the computer through automatic entrustment, and the computer is directly entered into the computer host of the Shanghai and Shenzhen Stock Exchanges after review and confirmation; Second, after the securities company accepts the entrusted examination, it directly inputs it into the computer.
make/strike a deal
The modern securities market is characterized by automatic trading and paperless settlement of stock and securities transactions. The procedure of computer matching centralized trading is as follows: the trading declaration of a securities company is input by the terminal, and each entrustment consists of the entrustment serial number (that is, the contract serial number when you entrust it), the transaction distinguishing number (represented by 0 and 1 respectively when inputting) and the securities code (4 or 6 digits are specified when inputting, and the securities name is listed in Chinese characters when echoing). The computer processes the bidding according to the input information, and automatically matches the transaction according to the principle of "price first, time first".
Clearing and delivery
Liquidation refers to the procedure that after the buyers and sellers of the stock exchange buy and sell securities on the stock exchange, the stock exchange offsets the quantity and amount of securities bought and sold between securities companies, and calculates the difference between securities receivable, securities payable and shares payable.
Delivery refers to the procedures for investors and entrusted securities companies to handle the fund and share clearing business for this transaction. The transactions in Shenzhen and Shanghai are handled in accordance with the principle of centralized clearing and net settlement.
transfer
The so-called transfer is to change the original account name of selling securities into the account name of buying securities after liquidation and delivery. For registered securities, only when the transfer is completed can the whole transaction process be completed, indicating that they have complete securities ownership. At present, the stocks listed on the two stock exchanges usually do not need shareholders to handle the transfer procedures in person. A-share transactions are completed according to the above procedures.
Related stock transaction cost
I traded with China Merchants Bank and Guangfa Securities. The bank says the commission is 1.5%. Are there any other expenses besides commission and stamp duty? How to collect stamp duty?
1. Stamp duty: 65438+ 0‰ of the transaction amount.
2. Commission: floating, accounting for 0.88~3‰ of the transaction amount, less than 5 yuan in 5 yuan. Online transaction is 0.88‰, entrusted by telephone.
2‰%, and the on-site transaction in the hall is 3‰. ?
3. transfer fees: per thousand shares 1 yuan (less than 1 yuan 1 yuan, not available in Shenzhen).
4. Communication fee: listed in 5 yuan, Shenzhen 1 yuan.