How to properly keep bonds?

Bonds are money, which can only be used after a certain period of time, and should be properly kept. Especially bearer bonds, whose ownership belongs to, are easy to cause losses if they are not kept properly.

If the bonds are not properly kept, resulting in damage and defacement, they may suffer direct losses.

According to the provisions of the relevant departments, under any of the following circumstances, it is a real coupon and can be paid in full:

(1) Wear, tear, moth-eaten, fire, water stain, oil immersion, mildew, rot, etc. 2/3 of the original voucher, with complete number and complete memorization.

(2) The number is lost, the memory is incomplete, and the rest is more than 2/3.

(3) For bonds that meet the above conditions and need to be redeemed in installments, if the winning number cannot be identified, they should be redeemed in the last year.

If the face value of the damaged goods is more than 1/2, and the amount can be ascertained, the compensation can be halved. If it is paid by lottery for many years, it should be paid in the last year.

In any of the following circumstances, it will not be honored:

(1) cannot identify the authenticity.

(2) Bonds that do not meet the requirements of full and half payment.

(three) deliberately altered, repaired, pieced together, shall be confiscated (or stamped with the "invalid" chapter).

When a bondholder holds a due bond, it shall take the following measures:

(1) If it is caused by fire, mildew, etc. , bonds can be recovered by the unit, and issue a receipt to the bondholders, with the receipt due to withdraw the principal and interest.

(2) For registered bond receipts, copies of the receipts can be exchanged and the original receipts can be recovered.

Although bonds are not cash, they are basically similar to passbooks or checks, but they cannot be withdrawn at any time. Therefore, it is best to store bonds in a safe place, such as a bank safe, so as to avoid unnecessary losses.