How do foreigners buy a house in Japan? Japan's purchase process

Recently, the domestic environment is getting worse and worse. Faced with an increasingly unsuitable environment for human habitation, many property buyers have turned their eyes to foreign countries. Japan, on the other hand, attracts many buyers with its beautiful environment, suitable climate and high per capita consumption level. So how can many China people who have no access and no experience in Japan buy their own property?

1. Get ready in advance

Preparatory work is the basis of buying a house first. How to choose a house that suits you requires you to have a full understanding of the area where you want to buy a house. As the three most valuable land prices in Tokyo, Central District, Chiyoda District and Port Area are far ahead of other regions. Edogawa, Kochi and Zuli, as the three regions with the cheapest land prices, have always been favored by Japanese buyers.

Choosing a house is a technical job.

Undoubtedly, choosing a house has become the top priority of buying a house. Supporting facilities, living environment, these factors should be taken into account, and the skills of choosing a house are very common in China. The problem of the station is also very important. How far away from the station directly determines whether your future life is convenient or not. Generally speaking, I can still accept the walking distance within 10 minutes.

3. Be careful when choosing an intermediary.

After choosing a house, we will start to choose an intermediary we trust. Many China buyers will have a habit of having one room and two halls. Just like buying a plane ticket and choosing a house, in order to get the lowest price, we entrust it to two intermediaries. Indeed, so is the house. When you break off diplomatic relations among many intermediaries, there will naturally be competition between intermediaries to reach your ideal price. But at the same time, there will be bad competition between intermediaries. At that time, although it will give you tens of thousands of dollars cheaper in the house, you will never know how to make your money elsewhere. In Japan, you get what you pay for. Maybe you will get a temporary bargain, but there may be more deficits waiting for you to fill in the future.

In addition to preparing the house payment, we should also prepare taxes and fees.

What concerns me most is the price. As I said before, the house prices in Tokyo vary from region to region. It is best to prepare more than 8% of the house price to cope with the payment of some miscellaneous fees.

For a building, the price includes land price and floor price. The Japanese government stipulates that the purchase of land does not need to pay 8% consumption tax, so the real estate tax that many people pay attention to is actually only the tax paid by buildings built on land.

5. Pay attention to the details when looking at the house on the spot.

Needless to say, everyone knows that no matter how beautiful the pictures on the Internet are, it is better to go on a field trip by yourself. Make an appointment with an intermediary and you can go to the scene to see the house.

For a house, orientation, sunshine, environment, lighting, noise and feng shui are all issues that need to be considered. Don't book a house without a field trip.

6. Choose the appropriate bank and loan method for loan.

After choosing a house, bank loan is also a very important link. When funds are insufficient, bank loans also provide a perfect choice for everyone. There are two kinds of loans, one is to apply for residential loans from Japanese banks, and the other is to apply for residential loans from Bank of China Tokyo Branch.

Loan requirements: Have a fixed job, humanities, science and technology, permanent residence and other visas. Can engage in employment activities, with an annual income of more than 2 million, and a tax payment certificate for several months.

(The above answers were published on 2015-12-12. Please refer to the actual situation for the current purchase policy. )

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