What should I pay attention to when choosing a city villa?
First, the taboo of Feng Shui in the design of urban villas
1, the geomantic affairs bureau of the city villa also depends on whether there is any road rush, waterway rush, high-rise pressure, whether the generator is directed at our gate, and whether there is any sharp bend rush. Don't be too close to crematoriums, hospitals, temples and Taoist temples.
2. Don't put more mirrors when decorating to avoid some strange things.
3. The internal layout should be reasonable, and the orientation design of kitchen and bathroom should be reasonable. The kitchen can't be in the northwest, which will hurt the owner, and the bathroom can't be in the palace, otherwise the northeast will affect the fertility.
4. When planting trees in the courtyard, we should also be careful not to plant too many trees, or plant some tree species with bad metaphors, such as peach trees, pomegranate trees, apricot trees and mulberry trees, because Yi-ology is similar to Chinese medicine, so this kind of influence is great.
5. If the villa decoration staircase is too close to the gate, it must be handled. If the stairs are too close, it will affect the child's mentality.
6. A villa usually has a front door and a back door. If the room we choose has two such doors, we need to close the back door, or put some potted plants or screens in the middle to block it.
7. There should be no rockeries piled with strange stones indoors and outdoors.
8. You can't design a rockery fountain at the door.
9. Avoid roads, transformers, sharp corners and other things with large magnetic fields.
Second, what should I pay attention to when choosing a city villa?
First, small property rights
Small property rights are related to large property rights, which means that the property right certificate of the house is issued by the government real estate management department, and small property rights mean that the property right certificate of the house is issued by the township government. Large property rights can be listed and traded normally, and the price is relatively expensive, while small property rights cannot be listed and traded normally, and the price is relatively low. The reason is that the land for small property houses is rural collective land and cannot be sold or transferred according to the provisions of the Land Law. In 2007, the Ministry of Construction reminded buyers that China's current laws and regulations do not allow real estate development on collective land, and houses built on collective land are not allowed to be sold to members other than collective economic organizations. At present, some village collective economic organizations focus on building farmers' houses on the village collective land and resettling their members, but in the process of resettlement, they expand their sales targets without authorization and sell them to members outside the collective economic organizations at lower prices. However, members of non-collective economic organizations who buy such houses will not be able to register their property rights, and their legitimate rights and interests will be difficult to be protected. The spokesman made it clear that some projects promised to handle rural property rights and small property rights, which did not comply with the law and were not protected by law.
Although the villa with small property rights is risky, it is difficult to turn it into a big property right in the future. If you buy such a villa, you will not be able to obtain a legal and effective property right certificate, and you will also face the risk that the land will be recovered in the future. In addition, if you take it as an item, it can't play a role in preserving value and improving property rights. Be careful when buying.
Second, send the garden.
A villa usually has a garden. If it is a single villa, the garden area will be relatively large, so the garden is also a bright spot when the villa is sold. But after careful analysis, the property owner can't actually enjoy the garden right. Because the garden of the villa is generally enclosed by a fence, this area will not be reflected in the real estate license, and according to the provisions of the Property Law, this part of the rights should belong to all owners, and the property owner has no right to use it alone. Therefore, when sales talk about sending the garden, it is actually just a castle in the air. Unless the garden area is reflected in the real estate license, it cannot become a property right.
Third, send it to the terrace.
Terrace refers to the roof or ground floor of outdoor activities, which extends outside the room and has maintenance and no top cover. The balcony area is not included in the construction area. Therefore, the developer said that sending a terrace is not a gift, because there is no area, and the terrace is not a villa area.
Four, send (semi) basement.
Basement refers to a room whose floor is lower than the outdoor floor level and whose height exceeds half of the clear height of the room; Semi-basement refers to the basement where the floor of the room is lower than the outdoor floor level by more than one third of the clear height of the room, but not more than half. If the clear height of the basement exceeds 2.2 meters, it shall be included in the construction area. If it does not exceed, it is not counted as the construction area.
Fifth, taxation.
Buying and selling villas also pays more taxes than ordinary commercial houses, so when buying them, you should also know about the tax situation and calculate the transaction cost.
1, single-family villa:
Land tax: (selling price-original purchase price-original purchase deed tax-value-added tax of this transfer) (30% to 60%).
Personal income tax: (selling price-original purchase price-original purchase deed tax-value-added tax of this transfer) (30% to 60%)- transaction cost-decoration cost-loan interest rate of 20%.
2, row, superposition, single-family villa:
Local tax: (selling price-original purchase price-original purchase deed tax-value-added tax of this transfer) (30%-60%).
Personal income tax: (selling price-original purchase price-original house purchase deed tax-value-added tax of this transfer) (30%-60%)- transaction cost-decoration cost-loan interest rate of 20% or 1% or 2% in full.
Over 3 years but less than 5 years, the land tax will be levied by half; No land tax will be levied for five years; Housing for 5 years, double exemption, only pay the value-added tax of this transfer.
Sixth, loans.
The loan ratio of villas is lower than that of houses, and the high ratio of banks is generally controlled at 50%. In addition, it is also affected by the total house price and the credit status of the lender. In addition, the purchase of villas can not apply for provident fund loans, only commercial loans.
There are many feng shui taboos in the design of urban villas. What are the specific feng shui taboos? It is often necessary to invite a professional Mr. Feng Shui to combine the actual situation of the villa and the owner. What should I pay attention to when choosing a city villa? The key is to see what kind of demand you have for the villa, understand the pattern of the villa, the size of the housing area and so on.