Due to hail, the G56 Hangrui Expressway restricted traffic to two passengers and one dangerous vehicle, and many vehicles were stranded in some tunnels.

Due to hail, the G56 Hangrui Expressway restricted traffic for two passengers and one hazard

Hail in Hangzhou affected traffic

I just learned from the Hangzhou Expressway Traffic Police Detachment that the G56 Hangrui Expressway Due to hail weather, the expressway has restricted traffic for two passengers and one emergency. The Zaoxi entrance, Linglong entrance, and Lin'an entrance are closed. Currently, many vehicles are stranded in Liushan Tunnel, Yueshan No. 1 and No. 2 Tunnel, and Pingfengshan Tunnel to avoid hail. Drivers please pay attention to safety and drive carefully.

Will the insurance company compensate for damage to a car caused by hail?

Many insurance companies have this clause in their terms and conditions: some unexpected situations, such as earthquakes, floods, fires and other unexpected situations. Insurance companies that fall within these categories will not provide compensation because natural disasters are not within the scope of claims. However, hailstorms or falling objects from high altitudes are covered by car damage insurance. Since hail disasters usually occur in local areas and are not classified as force majeure, they fall within the scope of car damage insurance. Among them, some companies require the car owner to provide a weather certificate; some companies only require the car owner to provide the location of the accident, as long as there is hail in the area in the weather forecast. So if you have car damage insurance and your vehicle is damaged by hail, you can make a claim by calling the insurance company’s customer service number.

Claims application process:

1. If you find that your car has been damaged by hail, do not move the vehicle, find the vehicle insurance policy quickly, and be sure to report the incident to the insurance company within 48 hours.

2. Issue a weather certificate or leave relevant media reports as proof of claim for insurance settlement.

3. After reporting the crime, the insurance company will arrange for staff to contact the car owner and then conduct a nearby inspection; during the inspection, the staff will take photos of the damage to the vehicle.

4. During the investigation process, provide the staff with ID cards, motor vehicle driving licenses, original and duplicate motor vehicle driving licenses, and the vehicle owner’s bank card and other documents.

Methods to protect vehicles in hail weather:

Vehicle defense in hail weather

1. Find a garage or indoor parking lot. Many people now have their own garages. If you encounter hail, you can drive your car into the garage to take shelter. If you are driving on the road at this time, then quickly find a nearby underground parking lot! Generally, larger shopping malls have underground parking lots. If there is hail, it is the safest way to drive your car indoors.

2. Drive the car under the eaves. If you have no conditions, you can drive your car under the eaves, but whether it will be effective depends on the wind direction. If you are lucky, a hailstorm may fall, and your car will be unscathed. If you are unlucky and encounter the wrong wind direction, and the wind is particularly strong, parking under the eaves will have little effect.

3. Car hail protection cover. Now there is something called a car hail guard, which has the same appearance as a car jacket, except that it is inflatable. After you put it on the car and inflated it, then hitting it with a big hailstone would be like hitting cotton. But not every car has this thing. If not, use a car cover to make do! It doesn't do much, but it's better than nothing.

4. Quilt. If there is hail, if your car happens to be parked at home, don’t hesitate to go home and get a quilt! However, hail is usually accompanied by strong winds, so remember to bring a few ropes to tie the quilt to the car. Don't be reluctant to part with your quilt. Smashing a front windshield is enough to buy several quilts. Wouldn't it be miserable if you didn't have commercial insurance? Even if you have insurance, it's not cost-effective to replace the glass! If you live in a rural area, it will be easier. Just use cotton curtains, waste paper boxes, and broken sacks!

5. If you cannot do the above, park the car in a sheltered place, because the impact will be greater when driving at high speed, but do not park under a tree to avoid being blown Broken branches hit.

Then remove the floor mats, pillows, sunshades, or seat cushions in the car. If you have any waste paper boxes, take them apart as soon as possible! Protect the front and rear windshields and then let nature take its course! Remember, be sure to sit in the back of the car!