The fund has fallen by 30%. Is there still a chance to recover the capital?

In fact, whether it is stock trading or buying funds, as long as the timing of buying is not grasped correctly, it is normal and common to suffer losses when prices fall. Take stocks as an example. If they fall by 30%, they can almost be regarded as "deep arbitrage." Generally, there are three ways to solve the problem of deep arbitrage in stocks:

First, admit the loss and sell it. , this method will turn the floating losses of deep arbitrage into actual losses;

The second is to "pretend to sleep" and hold, which is a helpless way of "resigning to fate", and it is also the way of many small investors. What all partners do or have done is that if they are deeply trapped anyway, they will continue to hold it until one day they can get out of the trap. If they don’t get out of the trap, they will keep holding on and pretend that they don’t see it anymore. In this case, if you buy The quality of the stocks is not too bad, and there is usually a chance to recover the capital, and it is possible to turn losses into profits. However, if the quality of the stock itself is average, it may remain stuck for several years, and unwinding is still far away. In addition, other , let alone buying the kind of "double high stocks" with high prices and high prices at the top of the bull market in 2007, you may really have to be a lifelong shareholder.

The third is to cover positions at dips. This method is the most active solution. The main premise is that there must be funds that can be used to cover positions in the future. For example, if the price drops to 30%, the number of stocks purchased will be 1 : 1 Cover up the position, average the two phases, and the cost of holding the position will be directly reduced by half. Once it can rise, the unwinding will be quick. Having said that, if it falls by 30% and continues to fall, then it is natural to continue to cover positions. Anyway, this method belongs to those who are "not short of money". The more they fall, the more they cover. As long as they do not delist, they will always There is a time when it bottoms out and rebounds.

After talking about the three ways to unwind stocks, as long as you understand it, the same is true for funds. The fund has fallen by 30%. As long as there are funds that can continue to be bought, buying at low prices can quickly reduce the price. The holding cost increases the probability of early recovery of capital or loss; in addition, if the fund currently losing 30% is fixed investment, then it is enough to continue fixed investment. Each fixed investment has the opportunity to increase the previous holding cost. reduced.

So, if the fund does not really have a big risk of falling, then you can still continue to make fixed investments and stick to it. After all, fund investment itself is a type of long-term investment, and it is still very different from stocks. Different, and the probability of deep arbitrage and unwinding of funds is greater than that of stocks.

In summary, whether you are trading stocks or buying funds, you must have a clear awareness of risks. You cannot think that you can make money just by buying funds; in addition, you cannot blindly chase star funds or funds of star fund managers. , after all, star funds and star fund managers in recent years have been in a rotating pattern. It may be very popular last year and stop this year, or it may be very popular this year and languish next year. Therefore, in the investment market, follow the trend. But doing is the last word!