How to buy property insurance for rural self-built houses

Just buy accident insurance for the building group. When building houses in rural areas, we generally do not invite formal construction teams, but only rural masons and carpenters. How to buy construction accident insurance to protect the personal safety of construction workers should be considered comprehensively in order to reduce the risk of building. It is best to take the building as the unit for insurance, because the rural building workers are generally not very fixed and the personnel will change.

After investigation, the accident insurance of the construction team needs architectural drawings, budget and other approvals. They are all made for buildings and can be replaced, and the cost is higher than that without replacement.

As long as there is a ownership relationship between you and the self-built house, you can insure it. When applying for family insurance, you should pay attention to the following aspects:

1. The insured has an insurable interest relationship with the subject matter insured. If most of the family property changes, you must go to the insurance company to change the content of the policy.

2. Not all family property can be insured by family insurance. Property (such as calligraphy and painting, antiques) and daily necessities that cannot be determined in specific value cannot be insured in home insurance.

3. Don't over-insure. Insurance companies follow the principle of compensation when making compensation, and insurance companies will not compensate for the over-insured part. Don't over-insure and double-insure. The best insurance method is original value insurance.

Problems needing attention in self-built houses:

First, we should choose a good construction team and have a sketch of the building.

Second, self-built houses should be supervised to ensure the construction quality, and materials such as steel, bricks and cement should be prepared.

Third, building your own house involves occupying public roads, and neighborhood relations should be handled well. Write a construction contract, so that there is evidence to talk about in case of disputes and avoid disputes.

Fourth, self-built houses should design underground pipelines once and for all, or they will be in big trouble.

When you build your own house, don't forget to pay off the line. Make sure the walls are vertical.

Sixth, prepare doors and windows from the building, so that the size of doors and windows is reserved.

Seven, self-built, if it is a building, we should pay attention to leave a distance between neighbors and their own lighting, and rationally handle the area and structure of their own buildings.

Eight, self-built houses should be prepared for power supply.

Nine, self-built houses should choose a good building season, preferably after the first month.

Ten, self-built houses must be taboo feng shui, so as not to cause disaster.

Eleven, self-built foundation must deal with the underground land structure.

Twelve, since the building must do a good job in the main structure, such as some rainy and earthquake areas must choose the frame structure, piling more than ten meters.